Arreda
Arreda is the participatory window of Crédit Agricole du Maroc, offering Islamic finance products in partnership with the French BPCE group.
Products offered
- Real estate mourabaha
- Car mourabaha
- Participatory current account
Key strengths
- Crédit Agricole network
- Rural area presence
- BPCE partnership
- Agricultural specialization
Geographic presence
Related free tools
About Arreda
Arreda (Al Akhdar Bank) is the participatory window of Crédit Agricole du Maroc, created in partnership with the French banking group BPCE. It benefits from the vast network of Crédit Agricole, particularly present in rural areas and secondary cities.
The bank offers Sharia-compliant real estate and car mourabaha products at competitive margins. Its unique positioning in the rural world makes it the preferred choice for agricultural populations seeking financing in compliance with Islamic principles.
Arreda continues to develop its offering with innovative products adapted to the specific needs of the Moroccan agricultural sector.
Customer reviews for Arreda
Bon accueil en agence
Service client réactif, conseiller à l'écoute. Délai d'ouverture de compte raisonnable. Quelques frais à surveiller mais globalement satisfait.
Karim B. · March 2026
Application mobile fluide
L'app marche très bien pour virements et consultation. Très pratique pour gérer son compte sans aller à l'agence.
Fatima Z. · April 2026
Crédit conso accordé rapidement
Dossier traité en 5 jours, taux correct, conseiller pro. Je recommande pour les salariés CDI.
Youssef R. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
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Compare Arreda with other participatory banks
Use our free tools to compare rates and conditions across the entire Moroccan market.
Frequently asked questions about Arreda
How does Mourabaha work at Arreda?+
Arreda purchases the asset (real estate, car, equipment) then resells it to you on credit with a fixed transparent profit margin. No interest (riba), Sharia-compliant. Term 5-25 years depending on the asset.
Is Arreda licensed as a participatory bank in Morocco?+
Yes, Arreda is licensed by Bank Al-Maghrib as a participatory bank since inception, under the Higher Council of Ulemas (CSO) ruling. All contracts are certified Sharia-compliant by the compliance committee.
What products does Arreda offer?+
Arreda offers Mourabaha (real estate, auto, equipment), Ijara (leasing), Salam, and participatory accounts (no overdraft, no interest). View the full 2026 product list on wafir.ma.
Is Arreda's Mourabaha more expensive than a conventional loan?+
The total cost of a Arreda Mourabaha is comparable to a conventional loan (equivalent APR 4-6% depending on the asset). The difference: no interest, fixed transparent margin from signing, full Sharia compliance.
How do I open a Arreda account?+
Visit a Arreda branch with national ID, proof of address and initial deposit (MAD 200-500 depending on the account). Opening takes 15 minutes; you leave with your bank statement and a participatory bank card.