Mortgage Simulator
Calculate your monthly payments, view your amortization schedule and compare indicative rates from Moroccan banks — 100% free.
Monthly Payment
3.083 MAD
Total Cost
739.884 MAD
Total Interest
239.884 MAD
Debt Ratio
20.55%
Monthly Payment
3.083 MAD
Total Cost
739.884 MAD
Total Interest
239.884 MAD
Debt Ratio
20.55%
Your simulation summary
Get your personalized quote
Our advisors and partners contact you with an offer adapted to your profile within 24-48h. 100% free, no commitment.
Estimated payment
3.082,85 MAD/month
How does the mortgage simulator work?
The Wafir.ma mortgage simulator calculates your monthly payments based on the loan amount, repayment period and interest rate. It generates a complete amortization schedule showing the principal/interest breakdown month by month.
The simulator uses standard formulas from the Moroccan banking sector and integrates current indicative rates from Bank Al-Maghrib. All calculations are performed locally in your browser — no personal data is collected or transmitted.
Mortgage rates in Morocco 2026
Mortgage rates in Morocco range from 3.5% to 5.5% depending on the bank and borrower profile. The Bank Al-Maghrib key rate maintained at 2.75% contributes to keeping these levels attractive for homebuyers.
Frequently asked questions
Is this simulator free?
Yes, all Wafir.ma tools are 100% free, with no registration or commitment required.
Is the simulation result final?
Results are indicative based on average market rates. For a personalized offer, use our comparator to connect with partner banks.