Compare Loans & Insurance in Morocco
Simulate your loan, find the best rate, get free quotes from verified professionals.
How it works
Compare offers in 4 simple steps
Describe your project
Enter your needs: loan type, amount, duration, or desired insurance type.
Compare offers
Our algorithm analyzes 40+ banks and insurers to find you the best deals.
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Get the best personalized offers delivered directly via WhatsApp or email.
Choose and save
Select the offer that suits you. A free advisor guides you through the process.
Free Simulation Tools
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Why choose Wafir.ma?
100% free, no commitment
Compare credit and insurance offers with no fees or obligations.
Personalized results in 2 min
Our algorithm compares 40+ banks and insurers to find the best offer.
Verified professionals
All our partners are verified and rated by clients.
Advanced simulation tools
Calculate your monthly payments, borrowing capacity, and notary fees.
Data-driven studies and decoded news
Our independent analyses of the Moroccan financial market, based on official sources and proprietary primary data.
Studies & observatories
Free downloadable quarterly reports
Morocco MRE Transfers Observatory 2020-2026: 138 Billion MAD/year, Channels and Costs
138 billion MAD annual transfers (11% GDP), sending channels, average costs, usages — Complete study of #1 diaspora-Morocco financial flow
Morocco Savings Observatory 2020-2026: 720 Billion MAD, Diversification Boom
Total outstanding 720 billion MAD (+45% in 6 years), OPCVM/BTr/gold rise — Complete study of Moroccan savings behaviors
Morocco E-commerce Observatory 2020-2026: 6 Years of Explosion, 18 Billion MAD in Transactions
6.8 million online buyers, 18 billion MAD in 2025 payments, mature ecosystem — Complete study of Moroccan e-commerce
Featured news
Recent analyses by our team
Hassan II Stadium Casablanca-Benslimane: 115,000 Seats for World Cup 2030, World's Largest
The future Hassan II Stadium, under construction in Benslimane (35 km northeast of Casablanca), with a capacity of 115,000 seats, will be when inaugurated in 2028 the largest stadium in the world — surpassing Rungrado May Day Stadium in Pyongyang (114,000 seats). Total investment: 5 billion MAD jointly financed by the Moroccan State, FIFA, and a Morocco-International private consortium.
Casablanca Finance City (CFC) in 2026: 15 Years, 220 Companies and the Africa Hub Bet
Casablanca Finance City (CFC), created by law 44-10 in 2010, celebrates its 15th anniversary in 2026 with a now substantial track record: 220 anchored companies, 8,500 direct jobs, ranked 3rd African financial center (after Johannesburg and Cairo per Global Financial Centres Index 2025). How does OFC status work? What taxation? What real impact on the Moroccan economy?
CDG 65 Years: Caisse de Dépôt, Silent Pillar of the Moroccan Economy
The Caisse de Dépôt et de Gestion (CDG), created in February 1959 by royal dahir, turns 65 in 2026 with an exceptional track record: 280 billion MAD of managed assets (15% of Moroccan GDP), 12 strategic subsidiaries in finance, real estate, tourism and infrastructure.
What our clients say
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Casablanca
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Rabat
“The Mourabaha simulator helped me understand the real costs. Very useful for comparing participative financing.”
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Marrakech
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Tangier
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Our latest guides
Expert advice to help you make the best financial decisions.
Complete Guide to Mortgages in Morocco 2026
Rates, conditions, procedures and pitfalls to avoid: everything you need to know before taking out a mortgage in Morocco. Comparison of major Moroccan banks updated 2026.
Mourabaha vs Conventional Loan in Morocco 2026: Which to Choose?
Islamic financing or conventional mortgage in Morocco? 2026 analysis of the advantages, drawbacks, and real costs of each option for your property project — comparison of 5 Moroccan participatory banks.
How to Reduce Your Car Insurance Costs in Morocco 2026
8 practical tips to pay less for your car insurance in Morocco while keeping optimal coverage. Bonus: 2026 rate comparison table across major insurers.
All Moroccan taxes in one place
Complete trilingual guides for all major taxes: housing tax, income tax, VAT, professional tax, vehicle tax, registration duties. Online calculation and payment via tax.gov.ma.
Tax calendar 2026
Pillar: all deadlines in one page
Income Tax (IR)
Brackets + March-April declaration
Housing Tax (TH)
Calculate + pay before Sept 30
VAT — 4 rates
20% / 14% / 10% / 7%
Professional Tax
Nov 30, 5-year new biz exempt
TVM — Vehicle tax
Per CV before Jan 31
Registration duties
4% real estate + notary fees
All guides
19 finance + fiscal guides
Comparing credit and insurance in Morocco
Morocco's credit and insurance market is composed of over 40 institutions: 19 conventional banks, 5 participatory banks, 21 insurance companies and 15 financing companies. Wafir.ma aggregates, standardises and compares these offers for free.
Whether you're looking for a mortgage at the best rate (from 3.5% currently), car insurance at the lowest premium, or Sharia-compliant Mourabaha financing — our 7 free simulators let you calculate and compare in seconds.
Official data
Bank Al-Maghrib, ACAPS, APSF
Monthly updates
And immediately after any BAM decision
Editorial independence
Rankings reflect user interest only
Frequently asked questions
Is Wafir.ma free?
Yes, all comparison tools and simulators are 100% free. No registration or commitment required. We generate revenue through facilitating connections between users and professionals.
How many banks and insurers do you compare?
We compare offers from over 40 Moroccan financial institutions: 19 conventional banks, 5 participatory banks, 21 insurance companies and 15 financing companies.
Can I get Mourabaha financing?
Yes, our Mourabaha simulator lets you compare offers from all 5 participatory banks in Morocco: Bank Assafa, Umnia Bank, Dar Al Amane, Al Yousr and Arreda.
How do you ensure independence?
Wafir.ma is not a subsidiary of any bank or insurance company. Rankings are determined by an algorithm reflecting user interest, not commercial agreements.
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