Compare Loans & Insurance in Morocco
Simulate your loan, find the best rate, get free quotes from verified professionals.
How it works
Compare offers in 4 simple steps
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Enter your needs: loan type, amount, duration, or desired insurance type.
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Our algorithm analyzes 40+ banks and insurers to find you the best deals.
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Free Simulation Tools
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Why choose Wafir.ma?
100% free, no commitment
Compare credit and insurance offers with no fees or obligations.
Personalized results in 2 min
Our algorithm compares 40+ banks and insurers to find the best offer.
Verified professionals
All our partners are verified and rated by clients.
Advanced simulation tools
Calculate your monthly payments, borrowing capacity, and notary fees.
Data-driven studies and decoded news
Our independent analyses of the Moroccan financial market, based on official sources and proprietary primary data.
Studies & observatories
Free downloadable quarterly reports
Wafir Summer 2026 Barometer: what Moroccans really ask for in credit and insurance
First edition based on real platform data — 1,019 applications submitted between 20 May and 24 August 2026
Morocco Real Estate Credit Observatory — Q3 2026
Quarterly edition — policy rate, average rates and ranges by profile, housing loan outstanding, Daam Sakane and H2 2026 outlook
Morocco Auto Insurance Observatory — Q3 2026
Quarterly edition — 2025 premiums, August 4, 2026 liability increase, loss ratio, market players, road accidents and H2 2026 outlook
Featured news
Recent analyses by our team
Morocco's 2027 budget bill: what the August 5, 2026 framework note means for your household budget
On August 5, 2026, the Head of Government sent ministries the framework note for the 2027 Finance Bill (PLF 2027). Four priorities, strict limits on operating expenditure, a preserved investment effort and, for the first time, a budget built without so-called innovative financing. Nothing has been voted yet: the bill will reach Parliament in the autumn, after the September 23 general election. Here is what the note actually says for households, what it does not say, and the dates to remember.
Car insurance: the 5% liability premium increase is in force — who pays, when, and how to limit the impact
Since August 4, 2026, compulsory motor liability (RC) premiums in Morocco have risen by around 5%. Suspended in April after the Competition Council stepped in, the increase is the first pricing consequence of law 70-24, which sharply improves compensation for road accident victims. It only applies to new contracts and renewals — so your renewal date determines when you will actually pay it.
Hassan II Stadium Casablanca-Benslimane: 115,000 Seats for World Cup 2030, World's Largest
The future Hassan II Stadium, under construction in Benslimane (35 km northeast of Casablanca), with a capacity of 115,000 seats, will be when inaugurated in 2028 the largest stadium in the world — surpassing Rungrado May Day Stadium in Pyongyang (114,000 seats). Total investment: 5 billion MAD jointly financed by the Moroccan State, FIFA, and a Morocco-International private consortium.
What our clients say
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Rabat
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Marrakech
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Tangier
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Our latest guides
Expert advice to help you make the best financial decisions.
Complete Guide to Mortgages in Morocco 2026
Rates, conditions, procedures and pitfalls to avoid: everything you need to know before taking out a mortgage in Morocco. Comparison of major Moroccan banks updated 2026.
Mourabaha vs Conventional Loan in Morocco 2026: Which to Choose?
Islamic financing or conventional mortgage in Morocco? 2026 analysis of the advantages, drawbacks, and real costs of each option for your property project — comparison of 5 Moroccan participatory banks.
How to Reduce Your Car Insurance Costs in Morocco 2026
8 practical tips to pay less for your car insurance in Morocco while keeping optimal coverage. Bonus: 2026 rate comparison table across major insurers.
All Moroccan taxes in one place
Complete trilingual guides for all major taxes: housing tax, income tax, VAT, professional tax, vehicle tax, registration duties. Online calculation and payment via tax.gov.ma.
Tax calendar 2026
Pillar: all deadlines in one page
Income Tax (IR)
Brackets + March-April declaration
Housing Tax (TH)
Calculate + pay before Sept 30
VAT — 4 rates
20% / 14% / 10% / 7%
Professional Tax
Nov 30, 5-year new biz exempt
TVM — Vehicle tax
Per CV before Jan 31
Registration duties
4% real estate + notary fees
All guides
19 finance + fiscal guides
Comparing credit and insurance in Morocco
Morocco's credit and insurance market is composed of over 40 institutions: 19 conventional banks, 5 participatory banks, 21 insurance companies and 15 financing companies. Wafir.ma aggregates, standardises and compares these offers for free.
Whether you're looking for a mortgage at the best rate (from 3.5% currently), car insurance at the lowest premium, or Sharia-compliant Mourabaha financing — our 7 free simulators let you calculate and compare in seconds.
Official data
Bank Al-Maghrib, ACAPS, APSF
Monthly updates
And immediately after any BAM decision
Editorial independence
Rankings reflect user interest only
Frequently asked questions
Is Wafir.ma free?
Yes, all comparison tools and simulators are 100% free. No registration or commitment required. We generate revenue through facilitating connections between users and professionals.
How many banks and insurers do you compare?
We compare offers from over 40 Moroccan financial institutions: 19 conventional banks, 5 participatory banks, 21 insurance companies and 15 financing companies.
Can I get Mourabaha financing?
Yes, our Mourabaha simulator lets you compare offers from all 5 participatory banks in Morocco: Bank Assafa, Umnia Bank, Dar Al Amane, Al Yousr and Arreda.
How do you ensure independence?
Wafir.ma is not a subsidiary of any bank or insurance company. Rankings are determined by an algorithm reflecting user interest, not commercial agreements.
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