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Mortgage for Moroccans Residing Abroad (MRE)

Updated on April 18, 202610 min read

MRE represent a strategic segment for Moroccan banks: nearly 115 billion MAD transferred in 2024. The four major players have developed dedicated MRE hubs with preferential rates. In April 2026, MRE rates are often 20-40 bp below resident rates, with down payments accepted in EUR, USD, CAD, GBP and AED.

1. Why MRE get better rates

  • Attijariwafa Bank: 'Bladi' hub with 40+ dedicated MRE branches in Europe
  • BMCE Bank: agreement with BNP Paribas France
  • BP Maroc: densest MRE network
  • CIH Bank: targeted offers for young first-time MRE buyers

Moroccan banks have a particular appetite for MRE: they bring foreign currency, long-term loyalty (20-25 year loans), and often open multiple savings and insurance products in parallel.

2. FAQ

Q.Can an MRE borrow 100% of the price?
No, minimum down payment remains 10-20%, even for MRE.
Q.Do I need to come to Morocco to sign?
Yes for the authentic deed at the notary (once, half a day).

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