Which credit for your profession in Morocco?
15 detailed professional profiles (doctor, teacher, engineer, civil servant, merchant, MRE...) with 2026 borrowing capacity, negotiated rates, recommended banks, and tips.
15 professions analyzed
Self-employed doctor
Health — liberal profession
Average income
35,000 MAD
Rate
4.2%
Lawyer or notary
Law — liberal profession
Average income
30,000 MAD
Rate
4.3%
National Education teacher
Public service — education
Average income
8,000 MAD
Rate
4%
Private sector engineer
Industry, IT, construction
Average income
18,000 MAD
Rate
4.3%
Civil servant
Public service
Average income
9,500 MAD
Rate
4%
Auto-entrepreneur merchant
Independent commerce
Average income
12,000 MAD
Rate
5.2%
Pharmacist (owner)
Health — pharmacy
Average income
40,000 MAD
Rate
4%
Taxi / rideshare driver
Passenger transport
Average income
8,000 MAD
Rate
5.8%
Bank executive
Banking & finance
Average income
25,000 MAD
Rate
3.8%
Certified accountant
Consulting — liberal profession
Average income
28,000 MAD
Rate
4.2%
Construction craftsman
Construction — crafts
Average income
10,000 MAD
Rate
5%
Farmer operator
Agriculture & livestock
Average income
15,000 MAD
Rate
4.5%
Military / Gendarme
Royal armed forces
Average income
10,000 MAD
Rate
3.9%
Retiree (pension)
Retirement pension
Average income
7,000 MAD
Rate
4.5%
MRE (France/Europe)
Moroccans living abroad
Average income
30,000 MAD
Rate
4.2%
Nurse / Nursing assistant
Public and private health
Average income
6,500 MAD
Rate
4%
Magistrate / Judge
Justice — magistracy corps
Average income
25,000 MAD
Rate
3.9%
Customs / Security officer
Security forces — Customs, DGSN, Auxiliary Forces
Average income
8,500 MAD
Rate
3.95%
Physiotherapist / Osteopath
Health — paramedical liberal profession
Average income
18,000 MAD
Rate
4.4%
Architect / Engineering office
Construction — technical liberal profession
Average income
22,000 MAD
Rate
4.4%
Pilot / Air traffic controller
Civil aviation — Royal Air Maroc, ONDA
Average income
45,000 MAD
Rate
4.1%
Journalist / Press
Media — print, audiovisual, digital press
Average income
9,000 MAD
Rate
4.6%
Official tourist guide
Tourism — guide approved by Ministry of Tourism
Average income
8,500 MAD
Rate
4.8%
Private school director
Private education — preschool, primary, secondary
Average income
20,000 MAD
Rate
4.3%
Notary / Adoul
Justice — ministerial officer
Average income
28,000 MAD
Rate
4%
Midwife
Health — public hospital or private clinic
Average income
8,500 MAD
Rate
4%
Self-employed dentist
Health — liberal profession
Average income
32,000 MAD
Rate
4.2%
Clinic veterinarian
Animal health — liberal profession
Average income
18,000 MAD
Rate
4.6%
Baker-pastry chef
Food craftsmanship
Average income
9,500 MAD
Rate
5.2%
Mechanic (garage)
Automotive craftsmanship
Average income
9,000 MAD
Rate
5.4%
Hairdresser or beautician
Personal services — craftsmanship
Average income
8,000 MAD
Rate
5.5%
Cook / Restaurant owner
Restaurant industry — HORECA
Average income
12,000 MAD
Rate
5.3%
Tailor / Seamstress
Textile and clothing craftsmanship
Average income
7,500 MAD
Rate
5.5%
Building electrician
Building craftsmanship — finishing works
Average income
11,000 MAD
Rate
5%
Plumber-heating specialist
Building craftsmanship — finishing works
Average income
10,500 MAD
Rate
5.1%
Delivery driver (Glovo, Yango)
Platform economy — autoentrepreneur
Average income
6,500 MAD
Rate
6%
Store salesperson / Retail trade
Retail trade — employee
Average income
6,500 MAD
Rate
4.9%
Secretary / Administrative assistant
Tertiary services — employee
Average income
6,000 MAD
Rate
4.7%
Freelance graphic designer
Digital creative — autoentrepreneur
Average income
13,000 MAD
Rate
4.9%
Developer / IT engineer
Tech — employee or freelance
Average income
22,000 MAD
Rate
4.1%