Professional & business insurance in Morocco 2026
7 essential products analyzed: mandatory Pro CL, premises multi-risk, fleet auto, BTP decennial, cyber insurance, business interruption, operational CL. Premium, legal framework, claim examples.
7 products analyzed
Professional Civil Liability
Liberal professions (doctors, lawyers, accountants, architects, consultants)
Premium
2,500-25,000 MAD/an
Commercial multi-risk insurance
Shops, offices, workshops, SMEs owning/renting professional premises
Premium
3,500-30,000 MAD/an
Fleet auto insurance
Companies owning 5+ vehicles (transporters, commercials, taxis)
Premium
15,000-500,000 MAD/an
BTP ten-year insurance
Architects, BTP contractors, design offices, real estate developers
Premium
8,000-150,000 MAD/an
Cyber insurance
Tech companies, e-commerce, fintech, personal data handlers
Premium
10,000-200,000 MAD/an
Business interruption
All companies with continuous activity impactable by material claim
Premium
4,000-80,000 MAD/an
Operational Civil Liability
Any company with premises hosting public or employees
Premium
2,000-20,000 MAD/an