Best bank for students
For whom? Students 18-25, first bank account
Students seek simple account, free or low-cost, with bank card, performant mobile app, and easy access. Moroccan banks developed 'Youth' offers with free account maintenance and specific benefits.
Selection criteria
- Free account maintenance
- Free or reduced-price bank card
- Modern mobile app
- Extended branch network
- 'Youth' benefits (discounts, loyalty points)
Top 3 recommended banks 2026
CIH Bank
#1Most complete 'Youth' offer: free account until 25 years, free Visa Electron card, free transfer, CIHNET (award-winning app). University partnerships (UM6P, Al Akhawayn).
Key benefit : Free account + card until 25 years'Jil' pack for students: reduced tariffs, Maestro international card, very complete AttijariMobile app, 4,000+ branch network. Ideal for travel or abroad studies.
Key benefit : Account maintenance 5 MAD/month (vs 30 standard)'Campus BOA' offer: account at 10 MAD/month, Visa Electron card, free access to student fairs, BMCE Foundation scholarships for top performers. Euro account for abroad studies.
Key benefit : Free euro account for abroad studiesPitfalls to avoid
- Avoid revolving credits at high rates (14-22%) often offered to students
- Don't subscribe to too many accessory insurances (they inflate the bill)
- Verify gratuity beyond 25 years (some offers stop being free)
Frequently asked questions
What is the minimum age to open a bank account in Morocco?
18 years for individual full-capacity account. From 12 years, opening possible with parental authorization and legal guardian on account.
Can I have a euro account for my studies abroad?
Yes, CIH Bank, Attijariwafa Bank and BOA offer euro convertible accounts for students enrolled in foreign university. Enrollment document required.
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