Housing aid

Public support for home ownership

What the State pays, to whom, on what conditions and through which channel. Short pages to get it done, guides to understand the scheme.

Get it done

Daam Sakane 2026: am I eligible and how do I apply?

The amount depends on the price of the home, not on your income. And the application is filed before the sale, not after. Here are the official conditions and the steps to follow.

Open

Understand the scheme

Six distinct angles, from the FOGARIM comparison to the case of Moroccans living abroad.

Daam Sakane: how the State's direct housing aid works
Daam Sakane or FOGARIM: purchase grant or loan guarantee?
Daam Sakane: resident, MRE, young buyer — what really changes
Daam Sakane from abroad: conditions and procedure for Moroccans overseas
Daam Sakane: when the aid is paid when you buy from abroad
Moroccans in the Netherlands: financing a property purchase in Morocco