Mortgage by amount

300,000 MAD mortgage over 20 years

2026 indicative rate: 4.35 %

Monthly payment

1,874 MAD

/ month

Minimum net salary required

5,678 MAD

(33% debt-to-income rule recommended by BAM)

Total cost

449,698 MAD

300,000 + 149,698 MAD

Total interest

149,698 MAD

49.9 % of amount

Compare with other terms

15 years

2,272 MAD/mois

25 years

1,642 MAD/mois

Other amount tranches

100,000 MAD

625 MAD/mois

200,000 MAD

1,249 MAD/mois

500,000 MAD

3,123 MAD/mois

750,000 MAD

4,684 MAD/mois

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Indicative calculation at 2026 average rate of 4.35% (constant payments, excluding insurance and fees). Request a personalized offer from your bank for the exact rate.