Real estate crowdfunding
Real estate crowdfunding allows lending to Moroccan real estate developers to finance their projects (residential, tertiary). Attractive yields (7-12% per year) but promoter default risk.
Key characteristics
Annual yield
7-12%
Entry ticket
1 000 MAD
Horizon
18 to 36 months
Risk
4/5
Liquidity
Blocked
How it works
Register on licensed platform (Wuri, Cofundy Maroc). Select a project, invest from 1,000 MAD. Repayment at project end (capital + interest) or quarterly per structure.
Advantages
- High yields (7-12%)
- Accessible ticket (1,000 MAD)
- Tangible projects (real estate)
- Diversification across multiple projects possible
Disadvantages
- Promoter default risk
- Capital blocked 18-36 months
- Recent market, limited hindsight
- No intermediate liquidity
2026 taxation
Interest subject to 30% or IR per scale. TPPRF on capital gains at resale.
For whom?
Experienced investors seeking to diversify beyond classic banking products. Limit to 5-10% of financial patrimony.
Recommended institutions
Official partnerAttijariwafa Bank
Ready to take action?
Our official partner Attijariwafa Bank supports you. Free comparison in 2 minutes.
Also available
CIH BankBanque PopulaireBank of Africa