1. Vignette 2027: what changes and what does not
The vignette is a state tax codified in Articles 259 to 264 of the General Tax Code (CGI). It is owed every year by the owner of any vehicle whose gross laden weight does not exceed 9,000 kg, and its amount has not moved for several fiscal years.
- 2027 payment window: January 1 to January 31, 2027 for vehicles already in circulation, as every year under Article 261 of the CGI and the DGI notice relayed by the national portal
- Rates: the DGI confirmed in early 2026 that the schedule is unchanged; no TSAV measure has been announced for 2027
- Deadline: January 31, 2027 falls on a Sunday, so bank branches and cash agencies will be closed — online payment stays open 24/7
- Public holidays to plan around in January 2027: Monday January 11 (Independence Manifesto) and Thursday January 14 (Amazigh New Year), see our 2026-2027 public holidays calendar
On the Finance Bill side, the PLF 2027 framework note circulated by the Head of Government on August 5, 2026 sets four priorities (consolidating economic gains, reducing territorial disparities, the social state, and public-finance balance with the deficit brought down to 3% of GDP) and says nothing about household vehicle taxation, as detailed by Médias24 and Le Brief. The final text will be voted by the Parliament elected on September 23, 2026, in principle before the end of December. The amounts in this guide are therefore the 2026 schedule carried forward, subject to the 2027 Finance Act: we will update this page after the December 2026 vote.
Update scheduled after the 2027 Finance Act vote
2026 schedule carried forward, subject to the 2027 Finance Act. If an amendment changes the TSAV rate, exemptions or surcharges during the December 2026 vote, this guide will be updated before the payment window opens on January 1, 2027.
2. Vignette 2027 rates by fiscal horsepower and fuel
The schedule in Article 262 of the CGI applies to vehicles with a gross laden weight of 3,000 kg or less, i.e. the vast majority of passenger cars. It depends neither on the vehicle's value, nor its age, nor its exact engine displacement: only the fiscal horsepower (box P.6 of the registration card) and the fuel type count. 2026 schedule carried forward, subject to the 2027 Finance Act.
| Fiscal horsepower | Petrol (MAD/year) | Diesel (MAD/year) |
|---|---|---|
| Under 8 CV | 350 | 700 |
| 8 to 10 CV | 650 | 1,500 |
| 11 to 14 CV | 3,000 | 6,000 |
| 15 CV and above | 8,000 | 20,000 |
Source: Wafir.ma — August 24, 2026
Two rules complete the table. Diesel pick-up utility vehicles owned by individuals are taxed at the petrol rate (Article 262 of the CGI). Vehicles above 3,000 kg are taxed by tonnage rather than horsepower, on a progressive scale from 800 MAD (3,000 to 5,000 kg) to 11,000 MAD (above 40,000 kg). Contrary to a widespread belief, the General Tax Code provides no surcharge linked to the vehicle's age.
Concrete examples: a 6 or 7 CV petrol city car pays 350 MAD; an 8 CV diesel saloon (Dacia Logan 1.5 dCi, Renault Clio dCi) pays 1,500 MAD; an 11 CV diesel SUV pays 6,000 MAD; the same engine in petrol, 3,000 MAD. Moving from 10 to 11 fiscal horsepower quadruples the diesel vignette — worth checking before any purchase, new or used. For model-by-model examples, see our TVM 2026 guide.
Where to read the fiscal horsepower
On the registration card (carte grise), the fiscal horsepower is in box P.6 and the fuel type in box P.3. These are exactly what you enter on mavignette.ma: the amount is displayed automatically, no calculation needed.
3. Paying the 2027 vignette online: step by step
Since the 2016 digitalisation, the vignette is no longer paid at DGI tax offices but through the banking network, approved payment providers and the Interbank Payment Centre (CMI) platform. No paper sticker is issued: the payment receipt is the proof.
Option 1 — mavignette.ma (CMI + DGI): 5 minutes, bank card
The mavignette.ma site is run by the Interbank Payment Centre in partnership with the Directorate General of Taxes. The online service costs 12 MAD incl. tax on top of the vehicle tax.
- Open the "Payer ma vignette" section and enter the registration card details: plate number, fiscal horsepower, fuel type, then your e-mail address
- Check the automatically calculated amount (table above) and confirm
- Enter your bank card details and the 3D Secure authentication code received by SMS
- Print or save the receipt displayed on screen; the official quittance can be generated at any time via "Editer Quittance"
- Keep a copy (photo or PDF) in the vehicle: it is the only document requested at a roadside check
Option 2 — your bank: ATM, e-banking, mobile app (free)
The DGI states that payment is free through bank ATMs, bank websites and banking mobile apps (DGI notice, maroc.ma portal). The CMI counts more than 22 bank payment channels, branches included (CMI). In your app, look for "Bill payment" or "Taxes", then "Vignette": enter the plate number, fiscal horsepower and fuel, confirm, and get an electronic receipt.
Option 3 — cash agencies: Cash Plus, Wafacash, Barid Cash
Without a bank account, or to pay in cash, approved payment providers collect the vignette on presentation of the registration card, for a small service fee specific to each network. Cash Plus, for instance, offers it in its agencies, on the Khadamat network and in its mobile app (Cash Plus). You are handed a receipt: keep it, it carries the same value as an online quittance.
Lost your certificate? vignette.ma
The DGI's vignette.ma portal lets you view and print a vehicle's payment certificate for all non-time-barred years, obtain an exemption certificate and find the list of payment points. It is also the tool to use before buying a used car, to check that the seller is up to date.
4. Late surcharges after January 31, 2027: the exact calculation
Article 208 of the CGI sets, for the TSAV, a 10% penalty plus a 5% surcharge for the first month of delay (i.e. 15% from February 1), then 0.50% per additional month or fraction of a month, with a minimum of 100 MAD. The table applies these rates to the 2027 schedule.
| Tax due | Paid in February 2027 (+15%) | Paid in June 2027 (+17%) | Paid in December 2027 (+20%) |
|---|---|---|---|
| 350 MAD (petrol < 8 CV) | 450 MAD (100 MAD minimum) | 450 MAD (100 MAD minimum) | 450 MAD (100 MAD minimum) |
| 700 MAD (diesel < 8 CV) | 805 MAD | 819 MAD | 840 MAD |
| 1,500 MAD (diesel 8-10 CV) | 1,725 MAD | 1,755 MAD | 1,800 MAD |
| 3,000 MAD (petrol 11-14 CV) | 3,450 MAD | 3,510 MAD | 3,600 MAD |
| 6,000 MAD (diesel 11-14 CV) | 6,900 MAD | 7,020 MAD | 7,200 MAD |
| 20,000 MAD (diesel ≥ 15 CV) | 23,000 MAD | 23,400 MAD | 24,000 MAD |
Source: Wafir.ma — August 24, 2026
The real risk is not the 15% surcharge but the roadside check. The same Article 208 provides that when the delay, whatever its length, is recorded in an official report (procès-verbal), the penalty is 100% of the tax due, without prejudice to the vehicle being impounded. An 11 CV diesel SUV stopped in March without a paid vignette means 6,000 MAD of tax plus 6,000 MAD of penalty, and possibly pound fees. For small vignettes the 100 MAD minimum applies: a late payment on a petrol car under 8 CV costs 100 MAD, not 52.50 MAD.
The same rates apply to unpaid prior years: vignette.ma displays every non-time-barred year. If you discover arrears, settle them before any trip and before any registration transfer, which is blocked until the current year's tax is proven paid.
5. Special cases: new vehicle, sale during the year, electric and hybrid
New vehicle registered during the year
For a vehicle put into circulation during the year, the tax must be paid within sixty days of the date of the receipt for filing the registration-card application with NARSA (DGI notice). The amount is calculated for the period remaining until December 31, any fraction of a month counting as a full month (Article 262 of the CGI). A car bought in November 2026 therefore owes its pro-rated 2026 vignette within 60 days, then its full 2027 vignette in January 2027: two payments in quick succession to build into the purchase budget.
Selling or buying a used car during the year
The vignette is owed by the owner on January 1 and is neither refunded nor split on sale. The Ministry of Finance reminds that no vehicle transfer can be registered in the buyer's name unless payment of the tax for the current year has first been proven (MEF). Where a vehicle is sold during the tax period, successive owners are jointly and severally liable for the tax and surcharges. Buyers: demand the 2027 receipt before signing the sale declaration and check previous years on vignette.ma. Sellers: pay in January even if you plan to sell in February, the transfer depends on it.
Electric and hybrid vehicles: full exemption
Article 260-15° of the CGI exempts electric-motor vehicles and hybrid-motor vehicles (electric and thermal). The exemption thus covers 100% electric cars as well as hybrids, plug-in or not, with no time limit in the current text. The DGI confirmed it for 2026 and nothing points to it being revisited for 2027. An exemption certificate can be generated on vignette.ma; it is useful during a transfer or a roadside check.
Other exemptions under Article 260
- Collector vehicles within the meaning of Article 81 of Law 52-05 (Highway Code)
- Duly licensed taxis and public transport vehicles under 3,000 kg
- State vehicles (ambulances, medical and fire equipment, intervention vehicles), the Moroccan Red Crescent and Entraide Nationale
- Diplomats' vehicles, subject to reciprocity
- Used vehicles registered in the name of car dealers, between purchase and resale
- Vehicles of persons with disabilities, on an exemption certificate issued by the DGI (Article 260 bis)
6. The wafir.ma angle: January car budget = vignette + insurance
January concentrates two unavoidable car expenses: the vignette (350 to 20,000 MAD depending on the engine) and, for a large share of drivers, the insurance renewal. Since August 4, 2026, the mandatory third-party liability premium has been increased by around 5% under Law 70-24, which substantially raises compensation for road-accident victims; the increase applies to new policies and renewals, as explained in our analysis of the RC premium increase. A policy renewed in January 2027 therefore includes this increase.
Three habits keep the bill down. First, pay the vignette online in the first days of January to rule out any surcharge or 100% penalty at a roadside check. Second, compare car insurance offers ahead of the renewal date rather than on the day: the RC increase is regulated, but optional covers (glass breakage, theft, fire, comprehensive) remain freely priced and vary widely between insurers — our car insurance comparison gives you the ranges by profile. Finally, for households facing vignette, insurance and loan instalments all in January, planning from December is the only cost-free solution: the 2026 tax calendar lists every deadline of the year.
Wafir.ma is not a broker
Wafir.ma is an independent comparison service: neither an insurance intermediary licensed by ACAPS, nor a credit institution licensed by Bank Al-Maghrib. Insurance prices shown are indicative; only the quote from the insurer or its licensed intermediary is binding. Vignette amounts come from the General Tax Code and DGI notices.
7. Vignette 2027 FAQ
Q.How much is the 2027 car vignette in Morocco?
Q.When is the 2027 vignette due in Morocco?
Q.How do I pay the vignette online?
Q.What is the surcharge if I pay after January 31, 2027?
Q.Do electric and hybrid cars pay the vignette in 2027?
Q.Where do I find my car's fiscal horsepower?
Q.Do I need to stick a vignette on the windscreen?
Q.I am selling my car in March 2027: do I still pay the vignette in January?
Q.Will the 2027 vignette increase with the 2027 Finance Act?
Q.Vignette and car insurance: how much to budget in January 2027?
January is also car insurance renewal month
Mandatory third-party liability (RC) premiums rose by around 5% on August 4, 2026 and the increase applies at every renewal. Compare Moroccan insurers' offers in 3 minutes before you sign: free simulation, no commitment.
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