MRE travel insurance: return to Morocco, Schengen, Umrah 2026

To invite a Moroccan relative residing in Morocco for a short-stay Schengen visit (90 days max in 180), consulates require compliant insurance: minimum 30,000 € cap, medical and hospitalization coverage throughout Schengen, repatriation included, validity covering the full requested stay. Observed 2026 prices: 35-50 € for 30 days (Mondial Assistance, Chapka, April, AXA Schengen), 80-130 € for 90 days. In Morocco, Wafa Assurance, RMA, AtlantaSanad, and Maroc Assistance offer compliant Schengen products sold locally. Important: the certificate must be in French or English, explicitly mention repatriation coverage, and bear the exact passport name.

Saudi authorities have required since 2023 travel health insurance for any pilgrim entering Saudi territory, with a minimum 100,000 SAR cap (about 245,000 MAD). Most Schengen travel insurance does not cover the Holy Sites, so specific insurance is needed. Wafa Assurance Takaful, RMA Watania, and AtlantaSanad offer Umrah (7-14 days, 450-800 MAD) and Hajj products (30-45 days, 1,500-2,800 MAD) including: medical expenses up to 245,000 MAD, Saudi-Morocco medical repatriation, body repatriation, pilgrimage cancellation/interruption, document loss. For Hajj, choose a pack with cardiac and heatstroke extension (elderly pilgrims are the top cause of medical evacuations).