Morocco Bank Comparator
Compare Morocco's 10 main banks by your profile and find the one that best fits your needs.
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Compare Morocco's 10 main banks by your profile
How does this comparator rank Moroccan banks?
This comparator ranks Morocco's 10 main banks — Attijariwafa Bank, Banque Populaire, Bank of Africa (BMCE), CIH Bank, Crédit du Maroc, Société Générale, BMCI, CFG Bank, Crédit Agricole du Maroc and Al Barid Bank — on six criteria: mortgage rates (ranges from 4.2% to 7.5% depending on the bank), consumer loan rates (7% to 15%), account maintenance fees (20 to 150 MAD/month), network size (from 45 branches for CFG Bank to 1,850 service points for Al Barid Bank), digital services and an overall rating out of 5.
The ranking is personalized through a transparent score: the bank's rating counted twice, +3 points if it specializes in your main need (mortgage, consumer loan, savings or current account), +2 points if it suits your profile (private-sector employee, civil servant, self-employed or MRE), +0.5 point for online banking and +0.5 point for a mobile app. The top 3 banks are detailed in cards, and all 10 appear in the full comparison table.
The displayed ranges are indicative 2026 data drawn from the banks' public pricing, consistent with Wafir's June 2026 mortgage barometer: Bank Al-Maghrib's key rate held at 2.25% (4th consecutive hold since September 2025) and an average market mortgage rate of 4.95% across the 7 major banks. Your actual rate depends on your file, your down payment (20% minimum in general, 25% at BMCI and Société Générale) and the chosen term (up to 25 years for real estate).
Moroccan banks frequently asked questions
Which bank offers the best mortgage rate in Morocco in 2026?
Based on the comparator's ranges, Banque Populaire shows the lowest entry rate (4.2% – 6.0%), ahead of CIH Bank (4.3% – 6.2%) and Attijariwafa Bank (4.5% – 6.5%). The strongest profiles (30%+ down payment, stable income) negotiate 4.2 to 4.5%. The market average stood at 4.95% in June 2026, with Bank Al-Maghrib's key rate held at 2.25%.
Which Moroccan bank has the lowest account maintenance fees?
Al Barid Bank, backed by the postal network (1,850 service points), is the cheapest of the panel: 20 to 50 MAD/month, with no income requirement. Next come CFG Bank and Crédit Agricole du Maroc (30 to 80 MAD/month). The most expensive are Société Générale (60 to 150 MAD/month) and BMCI (60 to 140 MAD/month): over a year, the gap between extremes can exceed MAD 1,500.
Which bank should an MRE choose in 2026?
Attijariwafa Bank and Bank of Africa rank highest in the comparator for the MRE profile. Attijariwafa has the widest network in France (60+ branches), free transfers up to €10,000 via Cash-Maroc and an MRE mortgage from 4.2%. Banque Populaire, through Chaabi Bank (30+ branches in France), offers the Al Bourouj euro account paying 3.5%.
What is Morocco's most digital bank?
CFG Bank is the panel's only 100% digital bank: online account opening and reduced fees (30 to 80 MAD/month), but a network limited to 45 branches. CIH Bank, Morocco's online banking pioneer (CIH ONLINE, 24/7 branches), combines advanced digital with 320 branches. Overall, 9 out of 10 banks offer online banking and 8 out of 10 a mobile app.
Are the rates shown by this comparator guaranteed?
No. They are indicative 2026 ranges based on public data: the final rate depends on your profile (employee, civil servant, self-employed, MRE), your down payment (20% minimum in general, 25% at BMCI and Société Générale) and the term (up to 25 years for real estate). Always request a personalized offer from the bank before committing.
Data and rates verified on August 19, 2026 — Wafir.ma
Wafir.ma is an independent comparison service — neither an ACAPS-licensed insurance broker nor a credit institution licensed by Bank Al-Maghrib. Displayed rates are indicative only.