Senior retiree in villa
Retirees owning villa or large house — Annual premium: 2500-8000 MAD/an
Senior villa owners need extended coverage: precious goods (jewelry, art), outdoor installations (pool, garden), and home medical assistance. Insurers offer 'Senior' plans with dedicated guarantees.
Main risks
- Theft of jewelry and valuables (high risk in villas)
- Fire (often old installations)
- Pool / garden damage after storms
- Fall at home (medical assistance coverage)
Recommended coverage
- Upscale multi-risk (valuable goods > 100K MAD)
- Outdoor protection (pool, fences, outbuildings)
- 24/7 home medical assistance
- Remote surveillance included (alarm + monitoring)
Specifics of this profile
Detailed declaration of valuables (jewelry, art) with photos and invoices required. Some insurers refuse coverage beyond certain age (75 years). Verify home fall coverage.
Legal obligations
No obligation but essential given values at stake. Major uninsured claim can destroy patrimony built over decades.
Saving tips
- Negotiate 'loyalty' discounts with historical insurer
- Bundle with auto: −15% on both
- Strengthen security (armored door, alarm, rolling shutters) to lower theft premium
- Valuable items evaluation every 3 years (gold prices, art)
Recommended insurers
Official partnerWafa Assurance
Ready to take action?
Our official partner Wafa Assurance supports you. Free comparison in 2 minutes.
Also available
RMAAXA