Live rates · Casablanca-Settat

Auto insurance in Mohammedia: compare the best 2026 prices

Mandatory third-party (RC) and comprehensive auto insurance for private and professional vehicles. Compare offers from Mohammedia insurers for free and get a tailored simulation in under 3 minutes.

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Casablanca-Settat

Region

210.000

inhabitants

8.800 MAD

median income

5.500 MAD

premium/yr

Looking for auto insurance in Mohammedia? With a median income of MAD 8.800/month and an upper-middle segment around MAD 20.500/month, Mohammedia residents (210.000 inhabitants, Casablanca-Settat) benefit from specific banking terms. The observed average annual premium in Mohammedia is MAD 5.500, with a 30-40% spread between the most economical and the premium plans. Compare below the best offers from banks and insurers present in Mohammedia, simulate your file and receive tailored offers for free.

Comparison table

Current auto insurance offers in Mohammedia

Indicative tables updated in Q1 2026 for the most active insurers in Mohammedia. Actual premiums depend on your file — run your tailored simulation below.

Insurer	Premium from	Highlights	Action
Wafa Assurance	5.050 MAD	Morocco's #1 insurer · dense network	Compare
RMA Assurance	5.400 MAD	Competitive comprehensive cover	Compare
AXA Assurance Maroc	5.800 MAD	International network	Compare
AtlantaSanad	6.150 MAD	Attractive prices for young drivers	Compare

Premiums are indicative and subject to change. Your actual price depends on your full file. wafir.ma is neither a bank broker nor an insurance distributor: we are an independent comparator.

Local market

Why auto insurance in Mohammedia is unique

Tight seaside land: MAD 12,000-28,000/m² on the seafront makes mortgage tickets among Morocco's highest outside Casa centre. Demand is almost exclusively high-end (villas, premium flats). All major banks have street-front branches. Home-insurance premiums high (sea proximity, asset values). The Royal Golf attracts expats and MRE. Upscale seaside town 25 km from Casablanca, residential for senior Casa executives and well-off retirees. The SAMIR refinery (idle) and historic oil port have given way to a residential and leisure economy (royal golf, racecourse). Premium bank files: high incomes and disclosed wealth.

Dominant borrower profiles in Mohammedia

Senior Casa executives
SME directors and liberal professionals
Affluent Casa-Rabat retirees
High-end MRE
Expats from Europe and the Gulf

Financial districts and zones

Boulevard Mohammed VParc APlage EstZenata (en développement)

Concentration of bank branches and insurance brokers in Mohammedia.

Auto insurance specifics in Mohammedia

What to know before signing

Average premium in Mohammedia

In Mohammedia, the annual comprehensive auto premium hovers around MAD 5.500. Premiums stay below the national average thanks to lower claim frequency than in dense metropolitan zones.

Banks and insurers present in Mohammedia

The leading financial players in Mohammedia are Wafa Assurance, RMA Assurance, AXA Assurance Maroc, AtlantaSanad. Branches concentrate in the Boulevard Mohammed V, Parc A, Plage Est districts, making in-person comparisons and negotiations easier. wafir.ma queries these players in real time to offer you the best terms.

Cover included

Auto insurance cover: what is included

Underwriting conditions

Valid driving licence
Vehicle registration card
Claims statement covering the last 5 years
Roadworthy vehicle (up-to-date technical inspection)
Mandatory third-party cover to circulate (Insurance Code, law 17-99)

Cover and guarantees

Third-party liability (RC): mandatory, covers damage caused to others
All-accident damage: covers your vehicle even when you are at fault
Theft and fire: protection against theft, attempted theft and fire
Glass breakage: windscreen, side windows, headlights
Driver cover: compensation in case of driver injury
0-km assistance: roadside help right from your home
Legal protection: lawyer fees in case of disputes

Documents to prepare

National ID (CIN)

Vehicle registration card

Driving licence (front and back)

Previous insurance contract (if transferring)

Claims history statement

Frequently asked questions

FAQ — Auto insurance in Mohammedia

What is the difference between RC and comprehensive cover?

Third-party (RC) only covers damage you cause to others (mandatory). Comprehensive insurance adds cover for YOUR damage even when you are at fault. For new or recent vehicles (less than 5 years old), comprehensive is strongly recommended.

How is the auto premium computed in Morocco?

The premium depends on tax horsepower (CV), vehicle age, new value, usage (professional or private), driver's age and licence seniority, driving zone, claims history (bonus-malus) and chosen options. A young driver pays 30-60% more than an experienced driver with no claims.

How does bonus-malus work in Morocco?

Morocco's bonus-malus system uses tiers (coefficient from 0.50 to 3.50). With no claims, the coefficient drops 5% per year (minimum 0.50 after 10 years). After an at-fault claim: +25% per incident. The coefficient follows the driver when switching insurers (a claims statement is mandatory).

Can I cancel my auto insurance mid-year?

Yes — since law 110-14, you can cancel at any time after 1 year of contract, with 60 days' notice. Before 1 year, cancellation is only possible at the annual renewal (30 days' notice) or upon specific events (vehicle sale, death, premium increase >10%).

Auto insurance in Mohammedia: are rates different from elsewhere?

Yes, slightly. In Mohammedia, the observed average premium is MAD 5.500/year (national benchmark: MAD 4.500/year). Insurers adjust prices according to local claims, traffic density and insured profiles. Compare at least 3 quotes to optimise.

Which bank should I pick in Mohammedia for auto insurance?

Main insurers in Mohammedia are Wafa Assurance, RMA Assurance, AXA Assurance Maroc. Wafa Assurance and RMA have the widest network; Sanlam and AXA offer the most advanced digital services; MAMDA-MCMA is the benchmark on rural and agricultural segments. Compare plan by plan to find the best cover-to-price ratio.

Want to understand the local market first?

See our auto insurance page for Mohammedia: observed average rates, local banks and institutions, average prices, borrower profile and covered districts.

View Mohammedia local market