Live rates · Casablanca-Settat

Home insurance in Mohammedia: compare the best 2026 prices

Comprehensive home insurance for owners, tenants and co-owners: fire, water damage, theft. Compare offers from Mohammedia insurers for free and get a tailored simulation in under 3 minutes.

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Casablanca-Settat

Region

210.000

inhabitants

8.800 MAD

median income

2.700 MAD

premium/yr

Looking for home insurance in Mohammedia? With a median income of MAD 8.800/month and an upper-middle segment around MAD 20.500/month, Mohammedia residents (210.000 inhabitants, Casablanca-Settat) benefit from specific banking terms. The observed average annual premium in Mohammedia is MAD 2.700, with a 30-40% spread between the most economical and the premium plans. Compare below the best offers from banks and insurers present in Mohammedia, simulate your file and receive tailored offers for free.

Comparison table

Current home insurance offers in Mohammedia

Indicative tables updated in Q1 2026 for the most active insurers in Mohammedia. Actual premiums depend on your file — run your tailored simulation below.

Insurer	Premium from	Highlights	Action
Wafa Assurance	2.500 MAD	Morocco's #1 insurer · dense network	Compare
RMA Assurance	2.650 MAD	Competitive comprehensive cover	Compare
AXA Assurance Maroc	2.850 MAD	International network	Compare
AtlantaSanad	3.000 MAD	Attractive prices for young drivers	Compare

Premiums are indicative and subject to change. Your actual price depends on your full file. wafir.ma is neither a bank broker nor an insurance distributor: we are an independent comparator.

Local market

Why home insurance in Mohammedia is unique

Tight seaside land: MAD 12,000-28,000/m² on the seafront makes mortgage tickets among Morocco's highest outside Casa centre. Demand is almost exclusively high-end (villas, premium flats). All major banks have street-front branches. Home-insurance premiums high (sea proximity, asset values). The Royal Golf attracts expats and MRE. Upscale seaside town 25 km from Casablanca, residential for senior Casa executives and well-off retirees. The SAMIR refinery (idle) and historic oil port have given way to a residential and leisure economy (royal golf, racecourse). Premium bank files: high incomes and disclosed wealth.

Dominant borrower profiles in Mohammedia

Senior Casa executives
SME directors and liberal professionals
Affluent Casa-Rabat retirees
High-end MRE
Expats from Europe and the Gulf

Financial districts and zones

Boulevard Mohammed VParc APlage EstZenata (en développement)

Concentration of bank branches and insurance brokers in Mohammedia.

Home insurance specifics in Mohammedia

What to know before signing

Comprehensive home insurance in Mohammedia

In Mohammedia, the annual comprehensive home insurance premium is around MAD 2.700 for a 100 m² mid-value dwelling. Coastal humidity and water-damage risks (infiltrations, leaks) weigh on claim frequency: pick a plan covering humidity damage.

Banks and insurers present in Mohammedia

The leading financial players in Mohammedia are Wafa Assurance, RMA Assurance, AXA Assurance Maroc, AtlantaSanad. Branches concentrate in the Boulevard Mohammed V, Parc A, Plage Est districts, making in-person comparisons and negotiations easier. wafir.ma queries these players in real time to offer you the best terms.

Cover included

Home insurance cover: what is included

Underwriting conditions

Proof of ownership (land title) or rental contract
Dwelling description (surface, rooms, materials, floor)
Inventory of contents for the insured value
Mandatory for co-ownership buildings (law 18-00)
Often required by banks when a mortgage is in place

Cover and guarantees

Fire and explosion: building + contents damage
Water damage: leaks, infiltrations, burst pipes
Theft and vandalism: burglary with forced entry
Glass breakage: windows, French doors, sanitary fixtures
Head-of-household third-party liability: damage to neighbours (water, fire)
Weather events: storm, hail, weight of snow
Natural disasters: earthquake, floods (optional)

Documents to prepare

National ID (CIN)

Land title or rental contract

Floor plans if high-value property (> MAD 2M)

Purchase invoices for valuable items

Interior photos (recommended for inventory)

Frequently asked questions

FAQ — Home insurance in Mohammedia

Is home insurance mandatory in Morocco?

For a sole owner living in a detached house, it is not mandatory. However, it is mandatory for co-ownership buildings (law 18-00) and almost systematically required by the bank when a mortgage is in place (collateral on the mortgaged property).

How do I compute the insured value for my home?

Building: new rebuild value (excluding land), roughly MAD 5,000-12,000/m² depending on quality and city. Contents: actual inventory of belongings (furniture, appliances, equipment); an average Moroccan household insures MAD 80,000-250,000 of contents.

What should I do after a home incident?

1. Notify the insurer within 5 business days (2 days for theft). 2. File a police report for theft or vandalism. 3. Keep all evidence (photos, invoices). 4. Do not discard damaged items before the loss adjuster's visit. 5. The adjuster comes within 5-10 days, payout within 30-60 days.

Is the natural-disaster guarantee worth it in Morocco?

Yes, especially in high-seismicity zones (Al Haouz, Agadir, Nador, Al Hoceïma). Since law 110-14 and the natural-catastrophe guarantee regime, this cover is now embedded in comprehensive home contracts (5-15% surcharge). After the Al Haouz earthquake (2023), demand tripled.

Home insurance in Mohammedia: are rates different from elsewhere?

Yes, slightly. In Mohammedia, the observed average premium is MAD 2.700/year (national benchmark: MAD 1.800/year). Insurers adjust prices according to local claims, traffic density and insured profiles. Compare at least 3 quotes to optimise.

Which bank should I pick in Mohammedia for home insurance?

Main insurers in Mohammedia are Wafa Assurance, RMA Assurance, AXA Assurance Maroc. Wafa Assurance and RMA have the widest network; Sanlam and AXA offer the most advanced digital services; MAMDA-MCMA is the benchmark on rural and agricultural segments. Compare plan by plan to find the best cover-to-price ratio.

Want to understand the local market first?

See our home insurance page for Mohammedia: observed average rates, local banks and institutions, average prices, borrower profile and covered districts.

View Mohammedia local market