Live rates · Casablanca-Settat

Home insurance in Casablanca: compare the best 2026 prices

Comprehensive home insurance for owners, tenants and co-owners: fire, water damage, theft. Compare offers from Casablanca insurers for free and get a tailored simulation in under 3 minutes.

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Casablanca-Settat

Region

3.370.000

inhabitants

9.500 MAD

median income

2.400 MAD

premium/yr

Looking for home insurance in Casablanca? With a median income of MAD 9.500/month and an upper-middle segment around MAD 22.000/month, Casablanca residents (3.370.000 inhabitants, Casablanca-Settat) benefit from specific banking terms. The observed average annual premium in Casablanca is MAD 2.400, with a 30-40% spread between the most economical and the premium plans. Compare below the best offers from banks and insurers present in Casablanca, simulate your file and receive tailored offers for free.

Comparison table

Current home insurance offers in Casablanca

Indicative tables updated in Q1 2026 for the most active insurers in Casablanca. Actual premiums depend on your file — run your tailored simulation below.

Insurer	Premium from	Highlights	Action
Wafa Assurance	2.200 MAD	Morocco's #1 insurer · dense network	Compare
RMA Assurance	2.350 MAD	Competitive comprehensive cover	Compare
Sanlam (ex-Saham)	2.500 MAD	Digital + customer care	Compare
AXA Assurance Maroc	2.700 MAD	International network	Compare

Premiums are indicative and subject to change. Your actual price depends on your full file. wafir.ma is neither a bank broker nor an insurance distributor: we are an independent comparator.

Local market

Why home insurance in Casablanca is unique

Casablanca holds 45% of Morocco's mortgage book and 60% of the corporate loan portfolio. Scarce land (MAD 3,000 to 25,000/m² depending on the district) drives some of the country's highest loan amounts. All banks are headquartered here, so approval decisions are faster (48-72h vs 5-7 days in the regions). Casa Finance City attracts international investment banks. Demanding urban profile: executives in multinationals and SMEs, entrepreneurs and liberal professionals concentrated in Anfa, Maarif and Casa Finance City. Solid bank files (private-sector permanent contracts, structured payslips), but strong competition between banks opens negotiation room of 20-40 bps below the official APR schedule.

Dominant borrower profiles in Casablanca

Multinational executives
SME owners
Liberal professionals
Real-estate investors
Young first-time buyers (Bouskoura/Dar Bouazza)

Financial districts and zones

Boulevard Mohammed VCasa Finance CityMaarifAnfaSidi Maarouf

Concentration of bank branches and insurance brokers in Casablanca.

Home insurance specifics in Casablanca

What to know before signing

Comprehensive home insurance in Casablanca

In Casablanca, the annual comprehensive home insurance premium is around MAD 2.400 for a 100 m² mid-value dwelling. Coastal humidity and water-damage risks (infiltrations, leaks) weigh on claim frequency: pick a plan covering humidity damage.

Banks and insurers present in Casablanca

The leading financial players in Casablanca are Wafa Assurance, RMA Assurance, Sanlam (ex-Saham), AXA Assurance Maroc. Branches concentrate in the Boulevard Mohammed V, Casa Finance City, Maarif districts, making in-person comparisons and negotiations easier. wafir.ma queries these players in real time to offer you the best terms.

Cover included

Home insurance cover: what is included

Underwriting conditions

Proof of ownership (land title) or rental contract
Dwelling description (surface, rooms, materials, floor)
Inventory of contents for the insured value
Mandatory for co-ownership buildings (law 18-00)
Often required by banks when a mortgage is in place

Cover and guarantees

Fire and explosion: building + contents damage
Water damage: leaks, infiltrations, burst pipes
Theft and vandalism: burglary with forced entry
Glass breakage: windows, French doors, sanitary fixtures
Head-of-household third-party liability: damage to neighbours (water, fire)
Weather events: storm, hail, weight of snow
Natural disasters: earthquake, floods (optional)

Documents to prepare

National ID (CIN)

Land title or rental contract

Floor plans if high-value property (> MAD 2M)

Purchase invoices for valuable items

Interior photos (recommended for inventory)

Frequently asked questions

FAQ — Home insurance in Casablanca

Is home insurance mandatory in Morocco?

For a sole owner living in a detached house, it is not mandatory. However, it is mandatory for co-ownership buildings (law 18-00) and almost systematically required by the bank when a mortgage is in place (collateral on the mortgaged property).

How do I compute the insured value for my home?

Building: new rebuild value (excluding land), roughly MAD 5,000-12,000/m² depending on quality and city. Contents: actual inventory of belongings (furniture, appliances, equipment); an average Moroccan household insures MAD 80,000-250,000 of contents.

What should I do after a home incident?

1. Notify the insurer within 5 business days (2 days for theft). 2. File a police report for theft or vandalism. 3. Keep all evidence (photos, invoices). 4. Do not discard damaged items before the loss adjuster's visit. 5. The adjuster comes within 5-10 days, payout within 30-60 days.

Is the natural-disaster guarantee worth it in Morocco?

Yes, especially in high-seismicity zones (Al Haouz, Agadir, Nador, Al Hoceïma). Since law 110-14 and the natural-catastrophe guarantee regime, this cover is now embedded in comprehensive home contracts (5-15% surcharge). After the Al Haouz earthquake (2023), demand tripled.

Home insurance in Casablanca: are rates different from elsewhere?

Yes, slightly. In Casablanca, the observed average premium is MAD 2.400/year (national benchmark: MAD 1.800/year). Insurers adjust prices according to local claims, traffic density and insured profiles. Compare at least 3 quotes to optimise.

Which bank should I pick in Casablanca for home insurance?

Main insurers in Casablanca are Wafa Assurance, RMA Assurance, Sanlam (ex-Saham). Wafa Assurance and RMA have the widest network; Sanlam and AXA offer the most advanced digital services; MAMDA-MCMA is the benchmark on rural and agricultural segments. Compare plan by plan to find the best cover-to-price ratio.

Want to understand the local market first?

See our home insurance page for Casablanca: observed average rates, local banks and institutions, average prices, borrower profile and covered districts.

View Casablanca local market