200,000 MAD mortgage over 15 years
2026 indicative rate: 4.35 %
Monthly payment
1,515 MAD
/ month
Minimum net salary required
4,590 MAD
(33% debt-to-income rule recommended by BAM)
Total cost
272,646 MAD
200,000 + 72,646 MAD
Total interest
72,646 MAD
36.3 % of amount
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Indicative calculation at 2026 average rate of 4.35% (constant payments, excluding insurance and fees). Request a personalized offer from your bank for the exact rate.