Mortgage by amount

200,000 MAD mortgage over 25 years

2026 indicative rate: 4.35 %

Monthly payment

1,095 MAD

/ month

Minimum net salary required

3,317 MAD

(33% debt-to-income rule recommended by BAM)

Total cost

328,412 MAD

200,000 + 128,412 MAD

Total interest

128,412 MAD

64.2 % of amount

Compare with other terms

15 years

1,515 MAD/mois

20 years

1,249 MAD/mois

Other amount tranches

100,000 MAD

547 MAD/mois

300,000 MAD

1,642 MAD/mois

500,000 MAD

2,737 MAD/mois

750,000 MAD

4,105 MAD/mois

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Indicative calculation at 2026 average rate of 4.35% (constant payments, excluding insurance and fees). Request a personalized offer from your bank for the exact rate.