Mortgage by amount

3,000,000 MAD mortgage over 20 years

2026 indicative rate: 4.35 %

Monthly payment

18,737 MAD

/ month

Minimum net salary required

56,780 MAD

(33% debt-to-income rule recommended by BAM)

Total cost

4,496,985 MAD

3,000,000 + 1,496,985 MAD

Total interest

1,496,985 MAD

49.9 % of amount

Compare with other terms

15 years

22,720 MAD/mois

25 years

16,421 MAD/mois

Other amount tranches

100,000 MAD

625 MAD/mois

200,000 MAD

1,249 MAD/mois

300,000 MAD

1,874 MAD/mois

500,000 MAD

3,123 MAD/mois

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Indicative calculation at 2026 average rate of 4.35% (constant payments, excluding insurance and fees). Request a personalized offer from your bank for the exact rate.