Car loan vs LLD/LOA in Morocco

Updated on April 18, 202610 min read

Three financing methods dominate the Moroccan auto market: conventional loan, Long-Term Lease (LLD), and Lease with Purchase Option (LOA).

1. Comparison

Criterion	Loan	LLD	LOA
Payment	≈ 4,100 MAD	≈ 3,200 MAD	≈ 3,500 MAD
End of contract	Owner	Return	Purchase option

Q.Who offers LLD/LOA in Morocco?

ALD Automotive, Arval, Leasever, Leaseplan.

Compare all three formulas.

Car loan rates Morocco 2026