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Maroc Factoring

Maroc Factoring is a Moroccan financing company offering consumer credit and financing solutions.

Products offered

  • Personal loan
  • Car loan
  • Earmarked loan

Key strengths

  • Fast subscription process
  • Online credit

Geographic presence

Casablanca
Rabat

About Maroc Factoring

Maroc Factoring is a financing company licensed by Bank Al-Maghrib, offering consumer credit solutions in Morocco. Compare Maroc Factoring's rates and terms with other financing institutions on Wafir.ma.

Customer reviews for Maroc Factoring

3.9/5(47 reviews)

Good welcome at the branch

Responsive customer service, an attentive advisor. Reasonable account-opening time. A few fees to watch, but overall satisfied.

Karim B. · March 2026

Smooth mobile app

The app works very well for transfers and balance checks. Very handy to manage your account without visiting the branch.

Fatima Z. · April 2026

Consumer loan granted quickly

File processed in 5 days, fair rate, professional advisor. I recommend it for permanent-contract employees.

Youssef R. · May 2026

Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly

Compare Maroc Factoring with other banks

Use our free tools to compare rates and conditions across the entire Moroccan market.

Frequently asked

Frequently asked questions about Maroc Factoring

How do I open a Maroc Factoring account in Morocco?+

To open a Maroc Factoring account, visit a branch with your national ID, proof of address less than 3 months old and an initial deposit (typically MAD 200-500). Current account opening is instant and you receive a bank statement (RIB) the same day.

What are Maroc Factoring's account maintenance fees?+

Maroc Factoring applies a monthly account fee typically between MAD 10 and 30, plus card fees (MAD 50-300/year depending on tier). Compare rates on wafir.ma before opening.

Does Maroc Factoring offer mortgages?+

Yes, Maroc Factoring offers mortgages with APRs between 3.8% and 5.4% in 2026 depending on your profile. Maximum term 25 years, minimum down payment 10-20%. Simulate your monthly payment on wafir.ma.

How can I contact Maroc Factoring customer service?+

Reach Maroc Factoring via the customer number in branch or through https://www.btrade.ma/fr/solutions-bancaires/filiales-specialisees/maroc-factoring. Standard hours are 8:30am-3:45pm Monday-Friday (8:30am-11:45am Saturday). For urgent files, book an appointment online.

Does Maroc Factoring accept Moroccans living abroad (MRE)?+

Yes, Maroc Factoring offers a dedicated MRE service: foreign-currency accounts, international transfers, MAD-denominated mortgages with euro collateral. Documents accepted remotely (national ID, passport, country-of-residence income proof).