Geographic distribution of beneficiaries
Geographic distribution of Daam Sakane beneficiaries reveals some surprises. Top 5 cities: Casablanca (11,200 files, 24%), Marrakech (5,800, 12%), Tangier (5,100, 11%), Rabat (4,700, 10%), Fes (3,400, 7%). Major metros thus concentrate 64% of files, but medium cities are emerging.
Typical beneficiary profile
Per Ministry of Housing aggregated data, the typical Daam Sakane beneficiary is a 32-year-old first-time buyer, private sector employee (62%) or civil servant (28%), with average monthly net salary of 9,800 MAD. 56% married, 38% single. Gender split 64/36 men/women.
Distribution banks
All Moroccan banks distribute Daam Sakane, but four dominate: Banque Populaire (28% of files), Attijariwafa Bank (24%), CIH Bank (16% — historical social mortgage specialist), BMCE Bank of Africa (12%). Participatory banks represent 8% via specific Mourabaha Sakane.
Macroeconomic impact
Daam Sakane's global envelope represents 4.7 billion MAD in subsidies paid since launch (47,000 × 100,000). Adding registration tax exemption (estimated 1.5 billion MAD), total cost to public finances approaches 6.2 billion MAD over 22 months.
Extension confirmed through 2028
The Housing Minister confirmed in late April 2026 the program's extension through end of 2028 (originally planned through 2026), targeting 100,000 additional beneficiaries by that date. The eligible purchase price cap may also be raised to 450,000 MAD (social housing) and 900,000 MAD (economic housing).
Article based on official public data + wafir.ma expert sources. All cited statistics are verifiable with the mentioned organizations.
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