2026 national premium benchmarks
Life insurance by city in Morocco
Retirement savings, death cover, wealth transfer — dirham and multi-fund products. Compare offers across 12 cities with live rates, local banks and dedicated simulators.
Min premium
1.200 MAD
Avg premium
3.600 MAD
Typical ticket
Annual contribution MAD 1,200 - 24,000+
Life insurance in 12 Moroccan cities
Casablanca
Casablanca-Settat
Yield 2.8-4.2% · available in Casablanca
Attijariwafa Bank · BMCE Bank of Africa
Rabat
Rabat-Salé-Kénitra
Yield 2.8-4.2% · available in Rabat
Attijariwafa Bank · Banque Populaire
Marrakech
Marrakech-Safi
Yield 2.8-4.2% · available in Marrakech
Attijariwafa Bank · CIH Bank
Tangier
Tanger-Tétouan-Al Hoceïma
Yield 2.8-4.2% · available in Tangier
Attijariwafa Bank · BMCE Bank of Africa
Fez
Fès-Meknès
Yield 2.8-4.2% · available in Fez
Attijariwafa Bank · Banque Populaire
Agadir
Souss-Massa
Yield 2.8-4.2% · available in Agadir
Attijariwafa Bank · BMCE Bank of Africa
Meknes
Fès-Meknès
Yield 2.8-4.2% · available in Meknes
Banque Populaire · Attijariwafa Bank
Oujda
Oriental
Yield 2.8-4.2% · available in Oujda
Attijariwafa Bank · Banque Populaire
Tetouan
Tanger-Tétouan-Al Hoceïma
Yield 2.8-4.2% · available in Tetouan
Attijariwafa Bank · BMCE Bank of Africa
Kenitra
Rabat-Salé-Kénitra
Yield 2.8-4.2% · available in Kenitra
Attijariwafa Bank · Banque Populaire
Settat
Casablanca-Settat
Yield 2.8-4.2% · available in Settat
Attijariwafa Bank · Crédit Agricole du Maroc
Beni Mellal
Béni Mellal-Khénifra
Yield 2.8-4.2% · available in Beni Mellal
Banque Populaire · Crédit Agricole du Maroc
El Jadida
Casablanca-Settat
Yield 2.8-4.2% · available in El Jadida
Attijariwafa Bank · Banque Populaire
Safi
Marrakech-Safi
Yield 2.8-4.2% · available in Safi
Attijariwafa Bank · Banque Populaire
Mohammedia
Casablanca-Settat
Yield 2.8-4.2% · available in Mohammedia
Attijariwafa Bank · BMCE Bank of Africa
Nador
Oriental
Yield 2.8-4.2% · available in Nador
Attijariwafa Bank · Banque Populaire
Khouribga
Béni Mellal-Khénifra
Yield 2.8-4.2% · available in Khouribga
Attijariwafa Bank · Banque Populaire
Laayoune
Laâyoune-Sakia El Hamra
Yield 2.8-4.2% · available in Laayoune
Attijariwafa Bank · Banque Populaire
Dakhla
Dakhla-Oued Ed-Dahab
Yield 2.8-4.2% · available in Dakhla
Attijariwafa Bank · Banque Populaire
Sale
Rabat-Salé-Kénitra
Yield 2.8-4.2% · available in Sale
Attijariwafa Bank · Banque Populaire
Temara
Rabat-Salé-Kénitra
Yield 2.8-4.2% · available in Temara
Attijariwafa Bank · Banque Populaire
Essaouira
Marrakech-Safi
Yield 2.8-4.2% · available in Essaouira
Attijariwafa Bank · Banque Populaire
Cover
Life insurance cover: the essentials
Conditions
- Age between 18 and 70 (depending on contract)
- Health questionnaire (death/disability cover)
- Designation of one or more beneficiaries
- Initial deposit of MAD 1,000-5,000 minimum per product
- KYC form (anti-money-laundering)
Key cover
- Dirham savings: guaranteed return 2.5-4% net/year + profit share
- Multi-fund savings: equity, bond, diversified funds (potential return 5-8%)
- Death/disability insurance: capital paid to beneficiaries
- Life annuity: lifetime guaranteed income starting at retirement
- Tax benefit: deductible up to 10% of net taxable income (capped at MAD 50,000/year)
- Wealth transfer: capital outside the estate, favourable tax for beneficiaries
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