Attijariwafa Bank vs Banque Populaire
Detailed comparison Attijariwafa Bank vs Banque Populaire: mortgage rates, account fees, branch network, digital services. Which is the best choice for you?
5
Attijariwafa Bank
3
Tie
2
Banque Populaire
| Criterion | Attijariwafa Bank | Banque Populaire |
|---|---|---|
| Mortgage rate (fixed) | 4,10% — 5,20% | 3,90% — 4,80% |
| Max mortgage term | 25 years | 25 years |
| Number of branches | 2 600+ | 1 600+ |
| Mobile app | L'Bankalik (4.2/5) | Pocket Bank (3.9/5) |
| Financing subsidiary | Wafasalaf | — |
| Insurance subsidiary | Wafa Assurance | Taamine Chaabi |
| Participatory bank | Bank Assafa | Bank Al Yousr |
| MRE offer | Branches in Europe | Chaabi Bank Europe |
| Account maintenance fees | ~200 MAD/yr | ~150 MAD/yr |
| Min consumer credit rate | 6,5% (Wafasalaf) | 7,5% |
Our verdict
Attijariwafa Bank dominates thanks to its complete ecosystem (bank + insurance + financing) and its network. Banque Populaire is more competitive on mortgage rates and account fees, and indispensable in rural areas thanks to its cooperative network.
Attijariwafa Bank and Banque Populaire are the two giants of the Moroccan banking sector, together holding more than 50% of customer deposits. This comparison helps you choose the bank best suited to your profile and financing needs.
Attijariwafa Bank stands out with its integrated ecosystem: the bank, Wafasalaf for consumer credit, Wafa Assurance for insurance, and Bank Assafa for Islamic finance. This integration enables a seamless customer experience and packaged offers. Its L'Bankalik mobile app is considered one of the best on the Moroccan market.
Banque Populaire bets on proximity and accessibility. Its cooperative model gives it the densest branch network in the country, reaching even the most remote rural areas. Its mortgage rates are among the lowest on the market, and its banking fees are generally more moderate than Attijariwafa. Civil servants particularly appreciate its preferential terms.
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