Wafasalaf vs Salafin
Wafasalaf vs Salafin comparison: rates, amounts, processing speed, conditions. Find out which consumer credit institution is most advantageous for your profile.
5
Wafasalaf
2
Tie
2
Salafin
| Criterion | Wafasalaf | Salafin |
|---|---|---|
| Minimum rate | 6,5% | 7,0% |
| Max amount | 500 000 MAD | 400 000 MAD |
| Max term | 84 months | 72 months |
| Processing time | 48h | 24h |
| 100% digital | Partial | Yes |
| Number of branches | 130+ | ~50 |
| Parent group | Attijariwafa Bank | Bank of Africa |
| Credit buyback | Yes | Yes |
| New car loan | Regular promo rates | Standard |
Our verdict
Wafasalaf is the choice for the best rates, high amounts and auto loan promotions. Salafin is preferable if you prioritize speed (response in 24h) and a 100% online process.
Wafasalaf and Salafin are the two leaders of consumer credit in Morocco. Wafasalaf, a subsidiary of Attijariwafa Bank, dominates the market with the most competitive rates. Salafin, a Bank of Africa subsidiary, bets on digital innovation and speed.
Wafasalaf has the largest branch network (130+) and regularly offers promotions in partnership with car manufacturers and home-appliance retailers. Its rates from 6.5% are the lowest on the market.
Salafin sets itself apart with a 100% digital process and a response in under 24 hours. For connected customers who prioritize speed over in-branch negotiation, Salafin is often the most practical choice.
Find the best offer for you
Compare offers from 40+ Moroccan banks and insurers in 2 minutes. 100% free.
Compare now