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How to pay your 2026 Housing Tax and TSC online in Morocco

Updated on May 16, 20268 min read

Since 2018, Morocco's General Tax Directorate (DGI) lets taxpayers settle their Housing Tax (TH) and Communal Services Tax (TSC) entirely online through tax.gov.ma (formerly SIMPL). Digital payment is open to all taxpayers — residents, owners, tenants, Moroccans living abroad (MRE) — and avoids long queues at the tax office plus the 10 % late-payment penalty after September 30. This step-by-step guide explains how to complete the payment, what information to prepare, how to download your official receipt, and how to fix common errors.

1. Accepted payment methods in 2026

CMI bank card (fastest)

Accepted: Visa, Mastercard, Moroccan and international bank cards (useful for MRE). Single transaction limit MAD 50,000. 3D Secure validation mandatory. Available 24/7, instant payment, receipt downloadable immediately.

No additional fees from DGI, but your bank may apply a currency conversion fee if using a foreign card (0.5-2 % of the amount).

Interbank transfer

DGI bank account (RIB) shown at payment: BANK AL-MAGHRIB, RIB 011 810 0000000000000000 (confirm on tax.gov.ma at the time of payment). Mandatory reference = tax notice number.

24-48 business hours for DGI validation. Keep the wire confirmation as temporary proof.

Direct debit (partner banks)

Attijariwafa Bank, Banque Populaire, CIH Bank, BMCE Bank, SGMB, BMCI. Direct connection from your online banking. Instant payment, DGI receipt sent by email within 1 hour.

Ideal if you don't have an international-enabled bank card.

2. Resolve common errors

'No notice found for this identifier'

Causes: (1) the current year TH/TSC roll has not yet been issued (typically after June 15), (2) your IF is incorrect, (3) the notice was already paid. Check with your tax office or wait for roll update.

'3D Secure error / payment declined'

Causes: card limit exceeded, expired OTP code, card not e-commerce enabled. Contact your bank to enable online payment, temporarily raise the limit, or use another card.

'My payment was debited but the notice remains unpaid'

Normal delay of 1 to 3 business days for DGI to update. Keep the bank receipt. If > 5 days, contact the tax office with the wire/RIB of the transaction.

3. Special case: MRE residing abroad

International card

Online payment works with any foreign Visa/Mastercard. No power of attorney needed. Major advantage: avoid the physical trip to the tax office during your holidays in Morocco.

Tip: check that your bank allows payments to Morocco (some European banks block them by default).

Power of attorney to a relative in Morocco

If you prefer, give power of attorney to a relative to settle at a bank branch. Documents: copy of owner's national ID + legalized power of attorney (notary or adoul) + tax notice.

4. FAQ

Q.What is the deadline to pay 2026 Housing Tax?
The tax notice is issued between June and August 2026 depending on the commune. The legal payment deadline is 60 days after issue, and the overall deadline is September 30, 2026. After that, a 10 % penalty applies automatically.
Q.Can the TH be paid in installments?
No, online payment is instant and global. For installments, contact your local tax office which may grant exceptional deferrals upon motivated request (job loss, long-term illness).
Q.I haven't received my tax notice, how do I pay?
Log in to tax.gov.ma with your IF — notices are accessible online from issuance, even without paper receipt. You can download an official duplicate.
Q.Is online payment secure?
Yes. The tax.gov.ma portal uses SSL/TLS certification from Bank Al-Maghrib, and card transactions are validated via 3D Secure (SMS OTP). The downloaded receipt is legally enforceable.
Q.What to do if there's a calculation error on the notice?
Do not pay immediately. File a contentious claim online (under 'Claims') or at the tax office within 60 days of receiving the notice. Attach your title deed, plans, and occupancy proof (utility bills for primary residence).

Calculate your TH + TSC in 30 seconds

Our free calculator estimates your Housing Tax and TSC for 2026 based on rental value and city. Verify before paying.

Launch the calculator

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