BMCI Banque Offshore
BMCI Banque Offshore is a Moroccan banking institution offering mortgage, consumer credit, savings, and insurance services.
Products offered
- Mortgage
- Consumer loan
- Current account
- Savings
Key strengths
- National presence
- Complete product range
Geographic presence
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About BMCI Banque Offshore
BMCI Banque Offshore is part of the Moroccan banking landscape and offers a range of financial products including mortgages, consumer credit, and savings solutions. Compare BMCI Banque Offshore's offers with other Moroccan banks on Wafir.ma to find the best rate.
Customer reviews for BMCI Banque Offshore
Good welcome at the branch
Responsive customer service, an attentive advisor. Reasonable account-opening time. A few fees to watch, but overall satisfied.
Karim B. · March 2026
Smooth mobile app
The app works very well for transfers and balance checks. Very handy to manage your account without visiting the branch.
Fatima Z. · April 2026
Consumer loan granted quickly
File processed in 5 days, fair rate, professional advisor. I recommend it for permanent-contract employees.
Youssef R. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
Bank guides
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Complete Guide to Mortgages in Morocco 2026
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Compare BMCI Banque Offshore with other banks
Use our free tools to compare rates and conditions across the entire Moroccan market.
Frequently asked questions about BMCI Banque Offshore
How do I open a BMCI Banque Offshore account in Morocco?+
To open a BMCI Banque Offshore account, visit a branch with your national ID, proof of address less than 3 months old and an initial deposit (typically MAD 200-500). Current account opening is instant and you receive a bank statement (RIB) the same day.
What are BMCI Banque Offshore's account maintenance fees?+
BMCI Banque Offshore applies a monthly account fee typically between MAD 10 and 30, plus card fees (MAD 50-300/year depending on tier). Compare rates on wafir.ma before opening.
Does BMCI Banque Offshore offer mortgages?+
Yes, BMCI Banque Offshore offers mortgages with APRs between 3.8% and 5.4% in 2026 depending on your profile. Maximum term 25 years, minimum down payment 10-20%. Simulate your monthly payment on wafir.ma.
How can I contact BMCI Banque Offshore customer service?+
Reach BMCI Banque Offshore via the customer number in branch or through https://www.bmci.ma. Standard hours are 8:30am-3:45pm Monday-Friday (8:30am-11:45am Saturday). For urgent files, book an appointment online.
Does BMCI Banque Offshore accept Moroccans living abroad (MRE)?+
Yes, BMCI Banque Offshore offers a dedicated MRE service: foreign-currency accounts, international transfers, MAD-denominated mortgages with euro collateral. Documents accepted remotely (national ID, passport, country-of-residence income proof).