Health insurance for Senior executive
A senior executive has high expectations: hospitalization quality (premium private clinics in Casablanca like Cheikh Khalifa, Agdal, or Ghandi), access to best specialists, international extensions. Premium mutuals (1,000-1,400 MAD/month) offer these services.
2026 indicative contributions
Basic plan
350 MAD
/month
Standard plan
750 MAD
/month
Premium plan
1 400 MAD
/month
Profile specifics
Some large groups (Attijariwafa Bank, OCP, Renault) offer company mutuals envelope 100-200k MAD/year per employee, sufficient for 90% of needs. For an executive without company benefit, target a mid-range plan (750 MAD/month, 80-120k MAD/year cap).
Priority coverage
- Individual hospital room
- Foreign care (business travel)
- Annual complete health check
- Comfort medicine
Points of attention
Executives often benefit from group mutual via employer covering 60-80% of fees. Check these benefits before subscribing individually. Combination possible with over-complementary for very high incomes.
Is CNSS AMO sufficient?
No for this profile. Executives massively use private for their care (hospitalization, specialists). AMO reimburses 70-80% but at TNR scale much lower than actual private rates (often charging 2-4× TNR).
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