Health insurance for Family with 2 children
A family with two children has a very regular health use profile: pediatric consultations, vaccines, orthodontics, domestic accidents, general practitioners. Private insurance provides fast access to private specialists and covers fees not reimbursed by AMO.
2026 indicative contributions
Basic plan
450 MAD
/month
Standard plan
850 MAD
/month
Premium plan
1 500 MAD
/month
Profile specifics
Typical annual health budget of a Moroccan family: 12,000-25,000 MAD. A good family mutual reimburses 70-95% of these fees, representing net savings of 6,000-15,000 MAD/year after contribution.
Priority coverage
- Pediatrics and vaccines
- Family hospitalization
- Future maternity
- Children orthodontics
- Family optical
- Preventive medicine
Points of attention
Watch annual per-person caps: a 50,000 MAD/year family plan may be insufficient for heavy hospitalization. Prefer family contracts with expanded global envelope.
Is CNSS AMO sufficient?
Insufficient for children. Orthodontics, private vaccines (outside PEV), and hospitalization in private pediatric clinics require complementary insurance.
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