SUV / 4x4 insurance
Examples: Dacia Duster, Renault Kadjar, Hyundai Tucson, Peugeot 3008
SUVs and 4x4s are fastest growing category in Morocco (35% of 2025 sales). Higher insurance due to value, power, and repair costs. Increased rollover risk.
2026 indicative premiums
TPL (civil liability)
3 200 MAD
/an
Third party
6 800 MAD
/an
All-Risk
10 500 MAD
/an
Specific risks
- Rollover on degraded or off-road routes
- High repair costs (large parts)
- Theft / resale of spare parts (LED headlights, rims)
- Accidents in difficult conditions (mountain, desert)
Recommended coverage
All-Risk mandatory for vehicle < 7 years. 'Off-road' option if field use (safaris, 4x4 activities). Reinforced assistance neighboring countries (Spain, Mauritania). High deductible (5,000-10,000 MAD) to reduce premium.
Pricing factors
- High tax horsepower (9-15 CV common)
- Market value (200-800K MAD)
- Body type (high body = rollover risk)
- Usage (urban vs off-road)
Saving tips
- Choose 10,000 MAD deductible: −20% on premium
- Single driver + young driver excluded: −15%
- Closed garage parking: −8%
- Advanced anti-start system: −5%
Recommended insurers
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