Comparison
Banque Populaire vs CIH Bank
Banque Populaire or CIH Bank for your mortgage? Compare rates, term, conditions, network and digital services.
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Banque Populaire
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Tie
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CIH Bank
| Criterion | Banque Populaire | CIH Bank |
|---|---|---|
| Fixed mortgage rate | 3,90% — 4,80% | 3,80% — 4,70% |
| Max term | 25 years | 30 years |
| Number of branches | 1 600+ | ~250 |
| 100% financing | Civil servants | Civil servants + stable profiles |
| Digital bank | Pocket Bank | Digital leader |
| Rural areas | Excellent | Limited |
| Account maintenance fees | ~150 MAD/yr | ~180 MAD/yr |
Our verdict
CIH Bank for the best mortgage rates and digital. Banque Populaire for geographic proximity and rural areas.
Banque Populaire and CIH Bank are two popular choices for mortgages in Morocco. BP banks on its cooperative network of 1,600 branches covering the entire territory. CIH Bank offers the lowest rates on the market with terms of up to 30 years.
For civil servants and young digital professionals, CIH Bank is often the best choice. For those living in secondary cities or rural areas, Banque Populaire is essential.
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