1. How much the CNSS pays per child
The current scale
MAD 300 per month per child for the first three children, so MAD 900 for three children.
MAD 100 per month per child for the next three, meaning the fourth, fifth and sixth children. No allowance is paid beyond the sixth child.
The maximum is therefore MAD 1,200 per month. Amounts are uniform: they do not vary with the employee's income.
What changed, and when
For the first three children, the allowance rose from MAD 200 to MAD 300 under a decree adopted on 29 August 2019, applied retroactively to July 2019.
For the fourth, fifth and sixth children, it rose from MAD 36 to MAD 100 under decree no. 2.23.715, amending decree no. 2.08.358 of 9 July 2008. Adopted by the Council of Government on 23 October 2025, it takes effect retroactively from 1 January 2023 and covers 136,754 insured persons and 165,249 children.
The increase brings private-sector employees into line with the rise already applied in the civil service. It stems from the social dialogue agreement signed on 30 April 2022.
2. Who is eligible
People covered
Private-sector employees who are registered, declared and resident in Morocco.
Divorced people who have custody of their children.
Employees holding an annuity for permanent partial disability of at least 70 %, for children born no later than 300 days after the pension takes effect or the date of the disability.
The surviving spouse or the legal representative of children who were dependent on a deceased employee, subject to the usual conditions.
The two conditions
Show 108 days of contributions, continuous or not, over six calendar months of registration with the CNSS.
Earn a monthly salary of at least 60 % of the SMIG or SMAG. This is a floor, not a means test: a high salary does not remove the entitlement, since the amounts are the same for everyone.
3. Up to what age a child qualifies
The four situations provided for
Under 12 if the child lives in Morocco.
Under 18 if the child is an apprentice.
Under 21 if the child has obtained the baccalaureate and is continuing studies, in Morocco or abroad.
No age limit for a child with a disability and no income, provided the disability arose before the age of 21.
What the scale does not provide
The CNSS text provides for no increase for a child with a disability, nor for an orphaned child. The amount remains that of the child's rank, MAD 300 or MAD 100.
The only specific rule for a child with a disability is the removal of the age limit described above. Several sites report an allowance supposedly doubled to MAD 600: it appears in no official text.
4. How to apply
Online or at a branch
Applications are filed online through TAAWIDATY (taawidaty.cnss.ma), the CNSS benefit-claim service, reachable from the macnss.ma insured portal. They can also be filed at the CNSS branch of your choice.
TAAWIDATY launched in December 2021 for family allowances and the declaration of children's schooling, then expanded in 2023 to cover all family and social benefits.
A prerequisite often overlooked
An allowance application only covers children already declared to the CNSS. If a child has not been declared, that declaration must be made before any allowance request.
Supporting documents vary with the situation. The CNSS publishes the up-to-date table on its family allowances page.
5. Deadlines, checks and changes of situation
Two deadlines to know
If the application is filed late, back payment is limited to six months from the filing date. Filing early therefore avoids losing months of entitlement.
The CNSS regularly runs checks on entitlement, covering age, schooling and apprenticeship. If the documents requested during a check are not supplied within the set deadline, back payment is limited to three months.
Reporting changes
The employee must inform the CNSS of any change affecting their children's situation: interruption of schooling, end of apprenticeship, death. This is what most often triggers an adjustment during a check.