AMO Tadamon: check your eligibility and RSU score (2026)

The score is available in your personal area on the Unified Social Registry portal, rsu.ma. The household must be registered first, and RSU registration itself requires every member to be listed in the National Population Register, which issues the IDCS identifier. The full path therefore has three stages: registration with the RNP to obtain the IDCS, then declaration of the household on rsu.ma by the head of household, then processing by CNSS on cnss.ma once eligibility is established. It is the head of household who declares the whole family, not each person separately. The eligibility threshold is set by order no. 3223-22: a score of 9.326428. A score at or below that threshold opens entitlement to AMO Tadamon with the contribution covered by the State. The score is not a subjective assessment: it is recalculated from data cross-checked across several administrations, which is why it can change without any action on your part.

The AMO Tadamon care basket is aligned with the CNSS salaried AMO scheme. Reimbursements are calculated on the national reference tariff: 70% for outpatient care and 90% for hospitalisation. This point is worth understanding before a large expense. The percentage does not apply to the price you paid, but to the reference tariff set by agreement. If a practitioner bills above that tariff, the difference stays with you and is not reimbursed. It is the leading source of misunderstanding at reimbursement time. Care in public hospitals and health centres under the Ministry of Health is covered without advancing costs within the care pathway. In the private sector, the logic is reimbursement on submission of the file.

This is the most common situation and the least well explained. The shift from declared RAMED status to automatic scoring left out households that previously had cover. In July 2023, Health Minister Khalid Ait Taleb told Parliament that 1.2 million people had been excluded from the scheme by the effect of RSU scoring. If you believe your score does not reflect your situation, three routes exist. The first is to check the accuracy of your declaration on rsu.ma: an incomplete household composition, a declared asset you no longer own, or a mis-stated income all change the result. Corrections are made in your personal area. The second is to request a reassessment when your situation changes, since the score is not fixed. The third, if you remain above the threshold, is to move to AMO Achamil: the cover is identical, but the contribution is yours to pay. Staying without cover is not a neutral option: an uncovered hospital stay runs into tens of thousands of dirhams.