Afdal.ma
Afdal.ma is a credit broker in Morocco, a specialised intermediary negotiating and placing mortgage, consumer, auto and loan buy-back credit with Moroccan banks.
Products offered
- Mortgage brokerage
- Consumer credit brokerage
- Loan buyback
- Financial advisory
Key strengths
- Fast matching
- Rate negotiation
- Independent advice
- Multi-institution comparison
Geographic presence
Related free tools
About Afdal.ma
Afdal.ma is a licensed broker in Morocco connecting individual and professional clients to the best financial institutions on the market. Compare Afdal.ma's services with other brokers and get your personalised quote on Wafir.ma.
Customer reviews for Afdal.ma
Good welcome at the branch
Responsive customer service, an attentive advisor. Reasonable account-opening time. A few fees to watch, but overall satisfied.
Karim B. · March 2026
Smooth mobile app
The app works very well for transfers and balance checks. Very handy to manage your account without visiting the branch.
Fatima Z. · April 2026
Consumer loan granted quickly
File processed in 5 days, fair rate, professional advisor. I recommend it for permanent-contract employees.
Youssef R. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
Bank guides
Our experts break down the topic to help you choose.
Complete Guide to Mortgages in Morocco 2026
Rates, conditions, procedures and pitfalls to avoid: everything you need to know before taking out a mortgage in Morocco. Comparison of major Moroccan banks updated 2026.
5 Mistakes to Avoid When Consolidating Debt in Morocco 2026
Debt consolidation in Morocco can save you thousands of dirhams, but beware of the pitfalls. Here are the 5 most common mistakes Moroccans make and how to avoid them in 2026.
Consumer Credit in Morocco 2026: Complete Guide and Comparison
Types of loans, rates from Wafasalaf, Salafin, Cetelem, and banks, eligibility conditions and required documents: everything you need to know to get the best consumer loan in Morocco in 2026. Comparison of the 10 main lenders.
Compare Afdal.ma with other banks
Use our free tools to compare rates and conditions across the entire Moroccan market.
Frequently asked questions about Afdal.ma
How do I open a Afdal.ma account in Morocco?+
To open a Afdal.ma account, visit a branch with your national ID, proof of address less than 3 months old and an initial deposit (typically MAD 200-500). Current account opening is instant and you receive a bank statement (RIB) the same day.
What are Afdal.ma's account maintenance fees?+
Afdal.ma applies a monthly account fee typically between MAD 10 and 30, plus card fees (MAD 50-300/year depending on tier). Compare rates on wafir.ma before opening.
Does Afdal.ma offer mortgages?+
Yes, Afdal.ma offers mortgages with APRs between 3.8% and 5.4% in 2026 depending on your profile. Maximum term 25 years, minimum down payment 10-20%. Simulate your monthly payment on wafir.ma.
How can I contact Afdal.ma customer service?+
Reach Afdal.ma via the customer number in branch or through https://www.afdal.ma. Standard hours are 8:30am-3:45pm Monday-Friday (8:30am-11:45am Saturday). For urgent files, book an appointment online.
Does Afdal.ma accept Moroccans living abroad (MRE)?+
Yes, Afdal.ma offers a dedicated MRE service: foreign-currency accounts, international transfers, MAD-denominated mortgages with euro collateral. Documents accepted remotely (national ID, passport, country-of-residence income proof).