Al Barid Bank
Morocco's postal bank, Barid Al-Maghrib subsidiary. 1,800+ branches (country's largest network), specialized in MRE remittances, savings, payments, and consumer credit via Barid Salaf. Financial inclusion in rural areas.
Products offered
- Current account
- Savings
- Money transfers
- Consumer loan (Barid Salaf)
- Payment services
Key strengths
- 1,800+ branches (largest network)
- Financial inclusion
- Money transfers
- Rural area accessibility
Geographic presence
Related free tools
About Al Barid Bank
Al Barid Bank is Morocco's postal bank, a 100% subsidiary of Barid Al-Maghrib. Founded in 2010 under Bank Al-Maghrib license, it inherits Morocco Post's historic network: **1,800+ branches and service points**, the country's largest banking network and one of the few covering every Moroccan commune, including rural and mountainous areas.
**MRE remittance specialty**: Al Barid Bank is the top operator for incoming international transfers to Morocco, partnered with Western Union, MoneyGram, RIA, and European postal operators. Fees from 0% for transfers >5,000 MAD via Western Union Postal Money Transfer.
**Savings and accounts**: zero-opening-fee savings account, housing savings plan (PEL Al Barid), CEN savings book from 100 MAD/month. Al Barid Card accepted at all Morocco POS terminals + international ATMs.
**Consumer credit via Barid Salaf** subsidiary: amounts 5,000 to 200,000 MAD, term 12 to 60 months, APR from 7.5% (depending on profile). Simplified file with submission at any postal branch.
**No direct mortgage** (the bank refers to universal banks). But offers life insurance and home insurance contracts via Wafa Assurance partnership.
Al Barid Bank is the natural choice for: MREs sending regular remittances to Morocco, residents of small towns and villages with limited access to a classical bank, first account openings (students, young professionals). Wafir.ma compares its rates with 12 other Moroccan banks.
Customer reviews for Al Barid Bank
Bon accueil en agence
Service client réactif, conseiller à l'écoute. Délai d'ouverture de compte raisonnable. Quelques frais à surveiller mais globalement satisfait.
Karim B. · March 2026
Application mobile fluide
L'app marche très bien pour virements et consultation. Très pratique pour gérer son compte sans aller à l'agence.
Fatima Z. · April 2026
Crédit conso accordé rapidement
Dossier traité en 5 jours, taux correct, conseiller pro. Je recommande pour les salariés CDI.
Youssef R. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
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Compare Al Barid Bank with other banks
Use our free tools to compare rates and conditions across the entire Moroccan market.
Frequently asked questions about Al Barid Bank
How do I open a Al Barid Bank account in Morocco?+
To open a Al Barid Bank account, visit a branch with your national ID, proof of address less than 3 months old and an initial deposit (typically MAD 200-500). Current account opening is instant and you receive a bank statement (RIB) the same day.
What are Al Barid Bank's account maintenance fees?+
Al Barid Bank applies a monthly account fee typically between MAD 10 and 30, plus card fees (MAD 50-300/year depending on tier). Compare rates on wafir.ma before opening.
Does Al Barid Bank offer mortgages?+
Yes, Al Barid Bank offers mortgages with APRs between 3.8% and 5.4% in 2026 depending on your profile. Maximum term 25 years, minimum down payment 10-20%. Simulate your monthly payment on wafir.ma.
How can I contact Al Barid Bank customer service?+
Reach Al Barid Bank via the customer number in branch or through https://www.albbaridbank.ma. Standard hours are 8:30am-3:45pm Monday-Friday (8:30am-11:45am Saturday). For urgent files, book an appointment online.
Does Al Barid Bank accept Moroccans living abroad (MRE)?+
Yes, Al Barid Bank offers a dedicated MRE service: foreign-currency accounts, international transfers, MAD-denominated mortgages with euro collateral. Documents accepted remotely (national ID, passport, country-of-residence income proof).