Maghrebail
Morocco's leasing leader, Maghrebail is a Bank of Africa subsidiary specialized in movable and real estate leasing.
Products offered
- Car leasing
- Equipment leasing
- Real estate leasing
- Sale and leaseback
Key strengths
- Morocco's leasing leader
- 50+ years of experience
- Real estate leasing
- Business support
Geographic presence
Related free tools
Wafir.ma is an independent comparison service — neither an ACAPS-licensed insurance broker nor a credit institution licensed by Bank Al-Maghrib. Displayed rates are indicative only.
About Maghrebail
Maghrebail is the undisputed leasing leader in Morocco, a subsidiary of Bank of Africa (ex-BMCE). Founded in 1972, it has over 50 years of experience in lease financing, covering movable (vehicles, equipment) and real estate leasing.
The company stands out for the breadth of its range: car leasing for individuals and businesses, industrial equipment leasing, professional real estate leasing, and sale and leaseback operations. Professionals benefit from significant tax advantages (lease payment deductibility).
Maghrebail is the benchmark partner for Moroccan SMEs for financing their production tools, with personalized support and flexible terms.
Customer reviews for Maghrebail
Loan released in 72h
Complete file at the branch, fast approval, funds transferred within 3 days. Quoted rate respected.
Nadia K. · March 2026
No-salary-transfer solution
Key advantage: no need to change banks. A plus for fixed-term or self-employed profiles.
Hicham E. · April 2026
Fees worth negotiating
Quoted rate is fine but the file fees are at the max. Remember to negotiate before signing.
Imane F. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
Finance Company guides
Our experts break down the topic to help you choose.
Complete Guide to Mortgages in Morocco 2026
Rates, conditions, procedures and pitfalls to avoid: everything you need to know before taking out a mortgage in Morocco. Comparison of major Moroccan banks updated 2026.
5 Mistakes to Avoid When Consolidating Debt in Morocco 2026
Debt consolidation in Morocco can save you thousands of dirhams, but beware of the pitfalls. Here are the 5 most common mistakes Moroccans make and how to avoid them in 2026.
Consumer Credit in Morocco 2026: Complete Guide and Comparison
Types of loans, rates from Wafasalaf, Salafin, Cetelem, and banks, eligibility conditions and required documents: everything you need to know to get the best consumer loan in Morocco in 2026. Comparison of the 10 main lenders.
Compare Maghrebail with other finance companys
Use our free tools to compare rates and conditions across the entire Moroccan market.
Frequently asked questions about Maghrebail
How do I simulate a Maghrebail loan online?+
Use the wafir.ma simulator: enter the desired amount, term and your net monthly income. You get the indicative Maghrebail monthly payment, total cost and APR in under 30 seconds, no commitment.
What is Maghrebail's rate in 2026?+
Maghrebail applies APRs between 6.5% and 12% depending on profile and amount borrowed in 2026. Best rates (6.5-8%) are reserved for strong files (permanent contract, seniority, income > MAD 5,000/month). Compare on wafir.ma.
What documents are required for a Maghrebail loan?+
For a Maghrebail file, provide: valid national ID, last 3 payslips or last 2 financial statements (self-employed), 3 months of bank statements, employment certificate and proof of address. Disbursement within 24-72h after approval.
Can I prepay a Maghrebail loan?+
Yes, Moroccan law 31-08 allows partial or full early repayment of Maghrebail loans. Penalties may apply (0.5-1% of the prepaid principal) except for repayment in the contract's last 3 months.
Does Maghrebail accept civil servants?+
Yes, Maghrebail grants loans to public-sector civil servants with preferential terms (APR -50 bps, direct salary deduction via CNOPS/CMR). Simplified file, fast decision.