Maroc Leasing
Maroc Leasing is one of the main leasing players in Morocco, specialized in movable and real estate leasing for businesses. Subsidiary of the CIH Bank group.
Products offered
- Corporate vehicle leasing
- Industrial equipment leasing
- Construction equipment leasing
- Professional real estate leasing
- Sale and leaseback
Key strengths
- 60+ years of leasing experience
- CIH Bank subsidiary
- Construction and industry expertise
- Sale and leaseback solutions
Geographic presence
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About Maroc Leasing
Maroc Leasing is one of the leasing pioneers in Morocco since 1965. A subsidiary of the CIH Bank group, it is one of Maghrebail's main competitors in the corporate leasing market, with a market share of about 15%.
Its offering covers all leasing financing needs: utility and company vehicles, industrial equipment (machines, production lines), construction equipment (diggers, cranes, concrete mixers), and professional real estate leasing (commercial spaces, warehouses, factories). Terms range from 3 to 7 years for movable assets and up to 15 years for real estate.
Maroc Leasing is recognized for its expertise in construction and industry, two strategic sectors of the Moroccan economy. It also offers sale and leaseback solutions enabling companies to free up liquidity by selling an asset and then leasing it back.
Customer reviews for Maroc Leasing
Loan released in 72h
Complete file at the branch, fast approval, funds transferred within 3 days. Quoted rate respected.
Nadia K. · March 2026
No-salary-transfer solution
Key advantage: no need to change banks. A plus for fixed-term or self-employed profiles.
Hicham E. · April 2026
Fees worth negotiating
Quoted rate is fine but the file fees are at the max. Remember to negotiate before signing.
Imane F. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
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Frequently asked questions about Maroc Leasing
How do I simulate a Maroc Leasing loan online?+
Use the wafir.ma simulator: enter the desired amount, term and your net monthly income. You get the indicative Maroc Leasing monthly payment, total cost and APR in under 30 seconds, no commitment.
What is Maroc Leasing's rate in 2026?+
Maroc Leasing applies APRs between 6.5% and 12% depending on profile and amount borrowed in 2026. Best rates (6.5-8%) are reserved for strong files (permanent contract, seniority, income > MAD 5,000/month). Compare on wafir.ma.
What documents are required for a Maroc Leasing loan?+
For a Maroc Leasing file, provide: valid national ID, last 3 payslips or last 2 financial statements (self-employed), 3 months of bank statements, employment certificate and proof of address. Disbursement within 24-72h after approval.
Can I prepay a Maroc Leasing loan?+
Yes, Moroccan law 31-08 allows partial or full early repayment of Maroc Leasing loans. Penalties may apply (0.5-1% of the prepaid principal) except for repayment in the contract's last 3 months.
Does Maroc Leasing accept civil servants?+
Yes, Maroc Leasing grants loans to public-sector civil servants with preferential terms (APR -50 bps, direct salary deduction via CNOPS/CMR). Simplified file, fast decision.