Wafir.ma
Finance Company

Tamwilcom

Tamwilcom is a Moroccan financing company offering consumer credit and financing solutions.

Products offered

  • Personal loan
  • Car loan
  • Earmarked loan

Key strengths

  • Fast subscription process
  • Online credit

Geographic presence

Casablanca
Rabat

Wafir.ma is an independent comparison service — neither an ACAPS-licensed insurance broker nor a credit institution licensed by Bank Al-Maghrib. Displayed rates are indicative only.

About Tamwilcom

Tamwilcom is a financing company licensed by Bank Al-Maghrib, offering consumer credit solutions in Morocco. Compare Tamwilcom's rates and terms with other financing institutions on Wafir.ma.

Customer reviews for Tamwilcom

3.9/5(47 reviews)

Loan released in 72h

Complete file at the branch, fast approval, funds transferred within 3 days. Quoted rate respected.

Nadia K. · March 2026

No-salary-transfer solution

Key advantage: no need to change banks. A plus for fixed-term or self-employed profiles.

Hicham E. · April 2026

Fees worth negotiating

Quoted rate is fine but the file fees are at the max. Remember to negotiate before signing.

Imane F. · May 2026

Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly

Compare Tamwilcom with other finance companys

Use our free tools to compare rates and conditions across the entire Moroccan market.

Frequently asked

Frequently asked questions about Tamwilcom

How do I simulate a Tamwilcom loan online?+

Use the wafir.ma simulator: enter the desired amount, term and your net monthly income. You get the indicative Tamwilcom monthly payment, total cost and APR in under 30 seconds, no commitment.

What is Tamwilcom's rate in 2026?+

Tamwilcom applies APRs between 6.5% and 12% depending on profile and amount borrowed in 2026. Best rates (6.5-8%) are reserved for strong files (permanent contract, seniority, income > MAD 5,000/month). Compare on wafir.ma.

What documents are required for a Tamwilcom loan?+

For a Tamwilcom file, provide: valid national ID, last 3 payslips or last 2 financial statements (self-employed), 3 months of bank statements, employment certificate and proof of address. Disbursement within 24-72h after approval.

Can I prepay a Tamwilcom loan?+

Yes, Moroccan law 31-08 allows partial or full early repayment of Tamwilcom loans. Penalties may apply (0.5-1% of the prepaid principal) except for repayment in the contract's last 3 months.

Does Tamwilcom accept civil servants?+

Yes, Tamwilcom grants loans to public-sector civil servants with preferential terms (APR -50 bps, direct salary deduction via CNOPS/CMR). Simplified file, fast decision.