Motorcycle / scooter insurance
Examples: Yamaha TMAX, Honda PCX, BMW R1250 GS, Vespa Primavera
Motorcycle insurance in Morocco cheaper than auto (800-3,500 MAD/year) but body accident rate very high. Driver protection is priority. Mandatory for all motorcycles > 50 cc.
2026 indicative premiums
TPL (civil liability)
800 MAD
/an
Third party
1 800 MAD
/an
All-Risk
3 500 MAD
/an
Specific risks
- Serious body accident (driver and passenger)
- Frequent theft (targeted by thieves)
- Fairing / equipment breakage
- Weather (rain, extreme heat)
Recommended coverage
Reinforced driver body guarantee (capital 500K-1M MAD). All-Risk if new motorcycle or > 50K MAD. Theft + vandalism protection. Equipment (helmet, jacket, gloves) covered. Accident assistance with home repatriation.
Pricing factors
- Engine capacity (50-1,300 cc)
- Type (scooter, sport, trail)
- Driver age (< 25: +50%)
- Background (license > 2 years)
Saving tips
- Certified riding course = −10-15%
- Certified U-lock + chain: −8%
- Indoor parking: −5%
- Limit to 1 main driver
Recommended insurers
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