Student in furnished rental
University and higher education students — Annual premium: 400-1200 MAD/an
Students renting furnished room or studio need basic insurance covering rental liability and personal effects (computer, bike, belongings). Budget 400-1,200 MAD/year. Coverage often required by professional lessors.
Main risks
- Fire (kitchen, heating)
- Water damage in student building
- Theft of electronic equipment (computer, smartphone)
- Civil liability in case of damage at friend/roommate's
Recommended coverage
- Basic 'Student' plan (500-800 MAD/year)
- IT protection (computer, smartphone) included
- Private life civil liability
- Assistance (accommodation if major claim)
Specifics of this profile
Some insurers offer reduced-rate 'Campus' contracts for students, renewable in 10-month tranches (school year). Bonus: first 2 months free at some (AXA Campus, Wafa Jeunes).
Legal obligations
No legal obligation but mandatory clause in 80% of student leases. Certificate to provide at key handover. Annual automatic renewal (don't forget).
Saving tips
- Minimum plan (RC + RL) suffices for students without major equipment
- Share with roommate (1 contract for studio)
- Check if parent includes in own MRH (possible for dependent children)
- Pay annually to avoid monthly management fees
Recommended insurers
Official partnerWafa Assurance
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