Comparison
Wafasalaf vs Cetelem
Wafasalaf or Cetelem for your consumer loan? Compare rates, speed, amounts, conditions and subscription process.
4
Wafasalaf
2
Tie
1
Cetelem
| Criterion | Wafasalaf | Cetelem |
|---|---|---|
| Minimum rate | 6,5% | 6,5% |
| Max amount | 500 000 MAD | 300 000 MAD |
| Max term | 84 months | 72 months |
| Number of branches | 130+ | ~40 |
| Parent group | Attijariwafa Bank | BNP Paribas (BMCI) |
| Online subscription | Partial | Yes |
| Auto promo offers | Frequent | Regular |
Our verdict
Wafasalaf for high amounts, the branch network and auto promotions. Cetelem for 100% online subscription and BNP Paribas backing.
Wafasalaf and Cetelem are two heavyweights of consumer credit in Morocco. Wafasalaf dominates with its size (130+ branches, 500K MAD max), while Cetelem bets on its BNP Paribas heritage and a digital process.
For an auto loan with promotional offers, Wafasalaf is unbeatable thanks to its manufacturer partnerships. For a fast 100% online personal loan, Cetelem is better suited.
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