1. 2026 return/risk comparison
| Vehicle | Net return | Liquidity | Risk |
|---|---|---|---|
| Savings account | 2.0-3.0% | Instant | None |
| Bond funds | 4.0-5.5% | 1 week | Low |
| Stock funds | 8.0-12.0% | 1 week | Medium |
Source: Wafir.ma — April 18, 2026
2. FAQ
Q.Is a savings account safe?
Yes, deposits up to 80,000 MAD are guaranteed.
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