Health insurance for Higher education student
A Moroccan higher education student has a globally favorable health profile (young, healthy) but exposed to certain risks: sports injuries, seasonal illnesses, mental health disorders (stress, anxiety). Student plans are very affordable (90-350 MAD/month).
2026 indicative contributions
Basic plan
90 MAD
/month
Standard plan
180 MAD
/month
Premium plan
350 MAD
/month
Profile specifics
Students in Morocco often have the AMO Students Regime at 400 MAD/year via their public university (mandatory since 2015). This basic coverage can suffice for a healthy student, to supplement only if specific care (orthodontics, eye disorders).
Priority coverage
- General consultations
- Emergency hospitalization
- Optical (student glasses)
- Seasonal illnesses
Points of attention
Moroccan students often benefit from AMO via CNOPS (if civil servant parent) or CNSS (if private sector employee parent) until 26 years old. Verify before subscribing to redundant student mutual.
Is CNSS AMO sufficient?
Sufficient for most cases. AMO Students Regime + family affiliation (up to 26 if studies) cover essential care.
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