Wafa Takaful
Takaful subsidiary of Wafa Assurance, Wafa Takaful offers Sharia-compliant insurance products validated by the Supreme Council of Ulema.
Products offered
- Car takaful
- Home takaful
- Health takaful
- Provident takaful
Key strengths
- Backed by insurance leader
- Sharia-compliant
- Wafa Assurance network
- Takaful innovation
Geographic presence
About Wafa Takaful
Wafa Takaful is the Islamic insurance subsidiary of Wafa Assurance, itself a subsidiary of the Attijariwafa Bank group. Launched in 2022, it offers insurance products compliant with Sharia principles, validated by the Supreme Council of Ulema.
The company offers car, home, health, and provident takaful. Its backing by Morocco's insurance leader allows it to benefit from an extensive distribution network and top-tier technical expertise.
Wafa Takaful responds to growing demand from Moroccans for financial products compliant with Islamic ethics, complementing the mourabaha products offered by Bank Assafa.
Customer reviews for Wafa Takaful
Competitive rates
Compared with 3 other insurers, a reasonable auto premium for all-risk cover. Simple online subscription.
Mehdi T. · March 2026
Claim handled well
Claim declaration handled in 8 days, payout in line with expectations. Serious assessment.
Salma A. · April 2026
Acceptable turnaround
Decent service, no surprises. A few follow-ups were needed to get the documents but the outcome was fine.
Rachid M. · May 2026
Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly
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Compare Wafa Takaful with other insurance companys
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Frequently asked questions about Wafa Takaful
How do I get a Wafa Takaful quote online?+
Use the wafir.ma comparator: enter your details, the type of insurance (auto, home, health, travel) and get a personalized Wafa Takaful quote in 2 minutes. 100% free, no commitment.
What are Wafa Takaful's 2026 rates?+
Wafa Takaful premiums vary by profile: comprehensive auto MAD 2,500-6,000/year, multi-risk home MAD 800-2,500/year, health insurance MAD 200-800/month. Exact quote on wafir.ma.
How do I file a claim with Wafa Takaful?+
Contact Wafa Takaful within 5 business days (2 days for theft). Friendly accident report for collisions, police report for theft/vandalism. Documents: report, photos, invoices. Assessment within 5-10 days, payment within 30-60 days.
Does Wafa Takaful cover euro-imported vehicles?+
Yes, Wafa Takaful insures European imported vehicles registered in Morocco (especially Bank Al-Amal MRE clients). Rate based on fiscal horsepower (CV) and vehicle new value. Request a quote on wafir.ma.
Can I cancel my Wafa Takaful contract mid-year?+
Yes, under law 110-14 you can cancel your Wafa Takaful contract after 1 year with 60 days' notice. Before 1 year, cancellation is only allowed at renewal or specific events (vehicle sale, move, premium increase > 10%).