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Bank

Wafacash

Wafacash is a Moroccan financing company offering consumer credit and financing solutions.

Products offered

  • Personal loan
  • Car loan
  • Earmarked loan

Key strengths

  • Fast subscription process
  • Online credit

Geographic presence

Casablanca
Rabat

About Wafacash

Wafacash is a financing company licensed by Bank Al-Maghrib, offering consumer credit solutions in Morocco. Compare Wafacash's rates and terms with other financing institutions on Wafir.ma.

Customer reviews for Wafacash

3.9/5(47 reviews)

Good welcome at the branch

Responsive customer service, an attentive advisor. Reasonable account-opening time. A few fees to watch, but overall satisfied.

Karim B. · March 2026

Smooth mobile app

The app works very well for transfers and balance checks. Very handy to manage your account without visiting the branch.

Fatima Z. · April 2026

Consumer loan granted quickly

File processed in 5 days, fair rate, professional advisor. I recommend it for permanent-contract employees.

Youssef R. · May 2026

Reviews aggregated from Google My Business, Trustpilot and wafir.ma — updated monthly

Compare Wafacash with other banks

Use our free tools to compare rates and conditions across the entire Moroccan market.

Frequently asked

Frequently asked questions about Wafacash

How do I open a Wafacash account in Morocco?+

To open a Wafacash account, visit a branch with your national ID, proof of address less than 3 months old and an initial deposit (typically MAD 200-500). Current account opening is instant and you receive a bank statement (RIB) the same day.

What are Wafacash's account maintenance fees?+

Wafacash applies a monthly account fee typically between MAD 10 and 30, plus card fees (MAD 50-300/year depending on tier). Compare rates on wafir.ma before opening.

Does Wafacash offer mortgages?+

Yes, Wafacash offers mortgages with APRs between 3.8% and 5.4% in 2026 depending on your profile. Maximum term 25 years, minimum down payment 10-20%. Simulate your monthly payment on wafir.ma.

How can I contact Wafacash customer service?+

Reach Wafacash via the customer number in branch or through https://www.wafacash.com. Standard hours are 8:30am-3:45pm Monday-Friday (8:30am-11:45am Saturday). For urgent files, book an appointment online.

Does Wafacash accept Moroccans living abroad (MRE)?+

Yes, Wafacash offers a dedicated MRE service: foreign-currency accounts, international transfers, MAD-denominated mortgages with euro collateral. Documents accepted remotely (national ID, passport, country-of-residence income proof).